Basically, couldn't afford two nursery fees. First child 16 months now.
I am 33 this year.
Will have to wait for him to start school before second child, but I do get worried about the "fertility falls off a cliff at 35."
We also don't own a home- does anyone have any tips on getting a mortgage/when to time it with a pregnancy? I know banks take into account childcare costs and will lend significantly less if fees to be paid.