Sorry for the boring topic!
I work in the Civil Service and my current retirement age will be 68. I have the option of retiring up to 3 years earlier and getting an unreduced pension if I get an EPA (this involves paying extra monthly pension contributions to build up this allowance).
I have just applied for an EPA and I’ll start paying the monthly contributions from April (the start of the next financial year). I’ll continue paying the contributions each year unless I opt out of it (you can choose each year whether to opt in or out for that year).
Has anyone else on here paid into an EPA in the Civil Service? Would be interested to hear your thoughts and experiences. Thanks!