To remortgage to pay off debt?

[Helpwithfinances]

I have around 7k in credit card debt after a couple of big house purchases (roof repairs / boiler not silly things).

I earn £2,500 per month and have monthly mortgage £700, plus £200 gas and heating, £200 council tax, £300 car payments. With cost of living, credit card payments etc I’m in the red every month and barely making the minimum payments.

£450 overdraft for eg.

has anyone remortgaged to consolidate debt?

Thanks all. I went for the 0% card and transferred my debts.

Changing your unsecured debt to secured debt by remortgaging may put your home at risk. Why would you do that?

@Lolaandbehold i didn’t. I just updated to say I transferred my debt to 0% credit card