We've got just below £4k in credit card debt. Can't remember how much there was originally but I think it was around £7-8k at the start of this year. The debt is down to my husband overspending over the years and a few months of redundancy last year (my end). We now have a decent joint income and live a fairly comfortable life, however I'm always stressing out that I want to clear them before the 0% ends (one is first of January 2023 and the other one is in a year or so). However, I'm always stressing that they need to be cleared and get a tad annoyed that I never get to "enjoy" my money, because the priority is always to clear the cards.