DH and I have always had our own accounts and we would like our disposable income to remain in our own accounts to use as we wish, however, we have decided that going forward it would probably be most sensible to open an account for all household bills to come out of, including an allowance for food shopping in there. There are just so many direct debits though! How would we go about this? Phoning up and changing accounts on all DD, and then setting a standing order into that account?
How do you organise this in your households?