How do use your credit card/s?

[Quirkyme]

As in, what do you use yours for specifically? Specific purchases or all spending?

Is there anyone here that uses theirs solely for online purchases and purchases over £100?

I'd like to change the way I use mine, to use them just for online and purchases over £100...

I pay mine in full, however, I feel it messes up with the general money flow and budgeting having payments in full come out a month later or future dates...

Anyone else feel this way?

I use mine for things online, especially theatre tickets & to buy Christmas & birthday presents for Dh so he doesn’t guess what I’ve bought from the bank statement.

I use mine for all expenditure and get cashback on it. Direct debit set up to pay the balance in full every month. I find it an easier way to keep tabs on spending and never use my debit card.

Badly

We use ours for everyday spending to get maximum airmiles, then pay them off in full each month. I also find it helps with budgeting as you can see exactly what you're spending.

I use mine solely online, try not to use debit online wherever possible. Use credit card for things like car tax etc and pay off as soon as I can too