Not sure if this is the right place to post this but seeking some advice. DH and I have separate back accounts and this has always worked for us. He is the higher earner and I work part time. A few years ago the subject of us having a joint account came up. At the time DH was over £2,000 into his overdraft, I had finally paid mine off after years and was reluctant to take on his debt. I definitely offended him by saying this and he’s brought it up in arguments. He’s now in a much better position and out of his overdraft but freely says that he would never have a joint account now after what I said. Seeking opinions, was I in the wrong/tactless in what I said? Or was I right to be honest with my doubts?