I've been waiting for a payment for work for a few months now (my fault at first, I invoiced incorrectly, then theirs as they got confused) and ramped up my credit card. My credit rating has dropped due to this as I was starting to get frantic and confused about repayment dates, though my cc company waived the charge.
Payment has been made and clears end of week (yayyyyyy!!!) So AIBU to just clear credit card debt in entirety first?