Just after advice with this, our car was parked in our cul-de-sac, and our neighbour when going to work at 6 am drove straight into our car, (she apparently did not see it) its likely it will be written off, as the cost to repair will be worth more than the car (2 new doors needed, frame bent, bonnet bent etc...)
However I am worried about our children's car seats, no one was in the car, it was stationary, so not sure if seats would be affected, does any one know.
Sounds silly, because I think I know the answer, but keep having this nagging doubt, of what if 