Apologies for the long post - I think I need my head wobbling, basically.
DP and I are looking to buy a "forever home", as the TV shows like to call it. We currently live in a large 2-bed ex-council flat in SE London that I own under a mortgage, but are slowly starting to think about DCs and are starting to consider our property options.
I'm getting myself into a right state about schools. (Yep, that's right, no actual children yet...) I go from thinking that our property search must be school-centred, and that whatever we buy needs to basically be across the street from a school so we don't have catchment stress later on, even if it's not a property we like, to thinking that it is nonsensical to be worrying about this now given that a) we don't know how good the school will be down the line and b) frankly all the schools around here seem good from the parents/children I've met.
How do others handle this?
Current home (which I'd like to keep and rent out if at all possible) is currently in the catchment area of a good local school, but given new-builds popping up between here and there, I'm not sure it'll stay that way.
Do we buy something that suits us, and assess schools later?
Buy something (at a premium) 0.1 miles from a school that's "always" been good and popular, on the assumption it'll stay that way?
Stay put, save for longer and buy when we're closer to needing schools?
There's nothing wrong with our current home, and frankly we could raise a family here if need be, but we're both keen to get something bigger and would like to buy while prices are within budget for us.
AIBU to be worrying about this already? Any ideas? (I'd appreciate it if those ideas aren't "Fuck off you high-earning landlording scum", please.)