Must be absolutely sky high, and near impossible to secure a decent policy?
Also, anyone else thinks that Sam might have Hero Syndrome and actually starts the fires/dangerous situations himself with the help of Norman Price, who will take Sam's place in the future?
(I know, I know. IABU to have watched FMS and thought all this out, but DS is obsessed and the new episodes start tomorrow - so I'm forced into a Fireman Sam all day marathon which I will take any day over a whole month of peppa pig )