What is the point in umbrellas? Why would a 2 foot diameter circle of nylon, be your weapon of choice in this weather?? It?s only ever going to keep your head dry anyway. Torso sometimes protected by waterproof jacket, but often not I have witnessed this morning. What about your legs? Why haven?t you got waterproof trousers on? Are you going to spend all day at work in your wet clothes?
More often than not the wind is up and your umbrella is rendered useless by inside-outiness, anyway
Also people tend to hold umbrellas at an angle down over their faces; you CANT SEE!! You can only see the foot of pavement in front of you. It?s a proper hazard, those pokey bits on umbrellas really hurt when they jagg you in the eye/head/face/neck
Completely and utterly
