to hand the keys over to the

[goldenwispa]

Mortgage company.DH and. I split up four years ago and I stayed in the house with our 3 dc. I have since met and had 2 dc with a new DH. House has been on the market a good while and despite reducing the price considerably we are still waiting for that elusive sale. We have horrible neighbours and the kids haven't played in garden for years our drive is constantly blocked and My exdh name is still on the mortgage. At times I feel like handing the keys over and doing a runner AIBU?

Yes. Because they'll then sell it at auction for a thumping loss, sting you for a fortune in legal and other fees, and hunt you down like a dog to get the shortfall from you. If you're that desperate to be rid of it, then put it into an auction yourself. At least you can negotiate on the auctioneers fee, control legal costs, and set a minimum amount you'll accept. Good luck.

How is ExDH still on the mortgage if you got divorced? Didn't you sort that out in the divorce?

The mortgage company would not allow for me to take the mortgage on alone x

Oops. Are only people named after chololate bars allowed on this thread. Hang on - will name change and emerge in my new chocolaty persona

Can't your new husband take over the mortgage with you to get your ex off?

Nope, my earnings have changed cos I am a SAHM and carer to SN son so they will only take DH earnings into account x

If you plan to rent most landlords want a refrancees

It was an AIBU to FEEL like doing a runner. Not to actually do one x

Feel like it all you want And, yes only chocolaty people allowed.

Can you let the house and rent elsewhere?

We would not get enough from the rent to cover the mortgage. I've just been looking into auctioning it...

Mrsterrys wanna swop for a wispa?

Ooooo, that is tempting.

Why was George Micheal covered in chocolate?

Because he was careless with his Wispa.

up here , Greater Glasgow , 4 a quick sale we contact the council housing dept who will always make a (somewhat lower )offer cos they are desperate 4 more stock, or whatever housing dept is local >>might be worth a call to your council?

I have emailed the council today. Will let you know the outcome, if any xx