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How much money do you have left from wages after bills?

4 replies

strongmamaxo · 05/01/2026 21:28

I have 2 young children and I’m a single parent part time. Just curious how much you all have left over once things are paid to do whatever with the kids or spend on treats etc

OP posts:
Cricketashes · 05/01/2026 21:40

Before or after savings?

haveaword · 05/01/2026 21:47

About 40% of net pay from two incomes.

This is after all bills and a designated personal spending allowance each for DH and I - we have two incomes

strongmamaxo · 05/01/2026 21:52

@Cricketashesbefore savings and then what’s set aside for savings and leftovers. X

OP posts:

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Statsquestion1 · 05/01/2026 21:57

I do a full budget each month- so anything after the kids category is “leftover” so about 3690.
Me 3100
DP 4100
CB 280
Total 7480
Housing
Mortgage: 1900.
Insurances(life, house): 150
Property tax: 40
Total Housing: 2090
Utilities
Electricity 150
Waste collection: 30
Broadband & TV: 70
Mobile phones x3: 60
Total Utilities: 310
Food & Groceries
Groceries & household food: 500
Dining out / takeaways: 200
Total Food: 700
Transportation
Fuel: 250
Car insurance & tax: 150
Maintenance & NCT: 100
Public transport / Parking: 20
Total Transport: 520
Education & Kids
School books, uniforms, fees: 50
Activities, sports, clubs: 50
Pocket money/treats: 60
Total Kids & Education: 160
Entertainment & Lifestyle
Family outings, hobbies, gifts: 200
Subscriptions, books, etc.: 60
Miscellaneous expenses (haircuts,nails): 60
Personal spends: 200 x 2 = 400
Total Entertainment: 730
Savings & Miscellaneous
Emergency fund / Savings: 2,000
Holidays (monthly allocation): 500
Clothing: 200
Miscellaneous buffer: 260
Total Savings & Misc.: 2960
TOTAL MONTHLY SPENDING: 7,480

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