Im just curious but if you were in a situation where a company whether it’s a shop, restaurant, airline etc owed you money in terms of a refund or in any other way but hadn’t paid you the money by their own initiative, would you ask for the money back yourself?
Like, say, an airline ought to refund you £500 but didn’t do so themselves, would you be willing to ask for the money back or would you find it very awkward or would you be scared of upsetting them?