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Monzo Bank A/c - phone died - can't log in

7 replies

HelpMeUnpickThis · 27/07/2025 12:00

Hello - am hoping someone can help me please. I have a Monzo bank a/c and app was downloaded on my phone. All good until my phone screen has died. So I can no longer use that phone.

I want to go and buy a new phone today but I need to be able to pay for it, obviously.

A friend lent me their phone (swapped sim cards) and I tried to log into my Monzo account (all user details correct) but it's sending the verification code to my old phone. The one with the dead screen. So I can't log in.

Without my phone, I can't transfer money to anyone.

I tried to go on the website and it took me to a site which is very basic - only allows me to view transactions or cancel my card. I can't move money (to a friend or a different account).

I have been on hold with their customer services for over 1hr 35 mins now.

I don't know how this can be resolved. I can't buy a new phone or repair the old one if I can't get into my old phone but the screen is totally dead - won't even turn on.

Does anyone have any suggestions - I might have missed some obvious solution.

OP posts:
Menopants · 27/07/2025 12:01

Use your card

RainSoakedNights · 27/07/2025 12:01

Do you not have a physical card?

Mrsttcno1 · 27/07/2025 12:02

As above, can you not just use your actual card?

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Whyherewego · 27/07/2025 12:02

You can transfer your sim to your friend's phone and do a MFA that way ?

Menopants · 27/07/2025 12:02

Whyherewego · 27/07/2025 12:02

You can transfer your sim to your friend's phone and do a MFA that way ?

Good idea

Mrsttcno1 · 27/07/2025 12:02

Or failing that you can verify yourself via email instead

HelpMeUnpickThis · 28/07/2025 12:04

Thank you for all the replies. I should have made it clear I needed transfer money to my current ac card from savings hence needing the app.

All resolved now. Thanks for the replies.

OP posts:
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