Meet the Other Phone. Child-safe in minutes.

Meet the Other Phone.
Child-safe in minutes.

Buy now

Please or to access all these features

Chat

Join the discussion and chat with other Mumsnetters about everyday life, relationships and parenting.

Car Insurance is an ass !

3 replies

Rainbow321 · 14/07/2025 17:25

Annoyed and fuming . Was driving down a 2 way road . Just a normal road with parked cars on one side . My side clear and no obstruction , car driving down there side had a parked car to go around . Rather than wait until we drove past they pull into our side of the road and knock off our wing mirror . We bought stop exchange details with her apologising .
When I get home have a phone call from her insurance admitting liability offering a courtesy car , my car to be picked up and stored etc etc .

I phone my insurance next day to tell them and decide to go with them as they say car mirror could be done local dealers no hassle . Go with my insurers .
Months later to receive a text from my insurers saying the insurers have made decision for 50/50 .
How can a car coming into your lane and knocking off your mirror be 50/50 ?
I phoned my insurers to question the decision and they say no proof .Wtf . Why bother to get insurance in the first place . And apparently me sending all,emails to them from her insurance is not proof they admitted liability via the phone call .
Still fuming .

OP posts:
HelplessSoul · 14/07/2025 19:58

I'm guessing you dont have a dash cam?

Get one - it prevents angst like this - especially as ALL insurance companies are fucking thieving cunts and will do anything to get out of paying any claims.

Angelswatchingoverme · 14/07/2025 21:35

HelplessSoul · 14/07/2025 19:58

I'm guessing you dont have a dash cam?

Get one - it prevents angst like this - especially as ALL insurance companies are fucking thieving cunts and will do anything to get out of paying any claims.

This

Rainbow321 · 14/07/2025 22:28

Yes will be getting one now , hindsight and all that !
You would think they would actually work for their customer especially in the circumstance where I send off the emails the other insurers sent plus texts from the other car driver seeing if I'd got a quote from a local garage to get the work done without going through insurance and asking for me to take an before / after work was done . Basically admitting the accident by paying the garage so not to go via insurance.
But no says my insurance 50/50 . Bastards .

OP posts:
New posts on this thread. Refresh page