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Car Insurance is an ass !

3 replies

Rainbow321 · 14/07/2025 17:25

Annoyed and fuming . Was driving down a 2 way road . Just a normal road with parked cars on one side . My side clear and no obstruction , car driving down there side had a parked car to go around . Rather than wait until we drove past they pull into our side of the road and knock off our wing mirror . We bought stop exchange details with her apologising .
When I get home have a phone call from her insurance admitting liability offering a courtesy car , my car to be picked up and stored etc etc .

I phone my insurance next day to tell them and decide to go with them as they say car mirror could be done local dealers no hassle . Go with my insurers .
Months later to receive a text from my insurers saying the insurers have made decision for 50/50 .
How can a car coming into your lane and knocking off your mirror be 50/50 ?
I phoned my insurers to question the decision and they say no proof .Wtf . Why bother to get insurance in the first place . And apparently me sending all,emails to them from her insurance is not proof they admitted liability via the phone call .
Still fuming .

OP posts:
HelplessSoul · 14/07/2025 19:58

I'm guessing you dont have a dash cam?

Get one - it prevents angst like this - especially as ALL insurance companies are fucking thieving cunts and will do anything to get out of paying any claims.

Angelswatchingoverme · 14/07/2025 21:35

HelplessSoul · 14/07/2025 19:58

I'm guessing you dont have a dash cam?

Get one - it prevents angst like this - especially as ALL insurance companies are fucking thieving cunts and will do anything to get out of paying any claims.

This

Rainbow321 · 14/07/2025 22:28

Yes will be getting one now , hindsight and all that !
You would think they would actually work for their customer especially in the circumstance where I send off the emails the other insurers sent plus texts from the other car driver seeing if I'd got a quote from a local garage to get the work done without going through insurance and asking for me to take an before / after work was done . Basically admitting the accident by paying the garage so not to go via insurance.
But no says my insurance 50/50 . Bastards .

OP posts:
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