Why don't need to declare my widowhood on my insurance?

[Curlybook]

My policy still has me as married. It never occurred to me I'd need to change it but I've noticed that widow is also listed as an option.

What relevance does that have to the insurers and does it matter if I don't change it?

Doh! Why do I need to declare...

I always referred to myself as single, though a conversation with insurnace bods I said well I'm actually widowed.

My insurance went down