We can probably pay about £500pm extra on our mortgage at the moment, which I am desperate to do as being mortgage free is really important to me.
DH thinks we should be saving that £250 a month each in to our own ISAs for retirement.
I'm really torn on what to do because surely that £500 a month off the mortgage would be far more noticeable in the long run as it'll knock about 10 years off our term and save about £70k in interest.
What would you do?
Oh we're both mid/late 30s with earnings of around £80k pre tax between us.