Hi,
dh has recently received a default on his credit file from a credit card issue. Ling story and not for this thread- we are where we are!
my worry is that it will impact my ability to get decent credit? I don’t use much credit but will occasionally apply for 0% etc. we have a joint account and mortgage that are all up to date with no late/ missed payments ever,
How much do you think this will impact me?