I claimed on my home insurance for the first time ever recently. My phone was robbed from me when I was out of my home, and I reported this to the police who caught the offender but could not retrieve my phone.
I’m just wondering how much more expensive my home insurance will be when it comes to a renewal! Wondering if anyone could share their experiences? I’m also wondering whether it’s worth using something separate like Apple Care in the future as to not affect my insurance policy.