Active discussions

Meet the Other Phone. Only the apps you allow.

Meet the Other Phone.
Only the apps you allow.

Buy now

Please or to access all these features

Talk
Chat

Join the discussion and chat with other Mumsnetters about everyday life, relationships and parenting.

Original poster

Debt!! Anyone else?

29 replies

Zesmaster · 10/11/2024 17:57

Hi,

is anyone else dealing with unsecured (non mortgage) debts of 30k+? I’m looking for moral support!!

please can I ask that the debt free/debt averse folks don’t hijack the thread- I hope to be in your position asap, but that’s not what the thread is about.

my current unsecured debts are an eye watering 39k against household income of £102k.

anyone else similar?

OP posts:
Original poster
Zesmaster · 10/11/2024 20:31

CallMeCrazyButIDontLikeStoreBoughtPesto · 10/11/2024 20:22

Can you consolidate to one loan so it's less interest overall?

I blame consolidation for how I got here so I think I’m going to avoid that. I just need to pay it off. I’ve started doing private tuition to create more money to throw at the debt

OP posts:
CallMeCrazyButIDontLikeStoreBoughtPesto · 10/11/2024 20:51

Zesmaster · 10/11/2024 20:31

I blame consolidation for how I got here so I think I’m going to avoid that. I just need to pay it off. I’ve started doing private tuition to create more money to throw at the debt

Show quote history

Yeah that’s kind of my story too so fully get that!

Class1972 · 15/04/2025 14:01

CallMeCrazyButIDontLikeStoreBoughtPesto · 10/11/2024 18:45

No judgement here. 13k on interest free credit cards so whilst I'm uncomfortable with the figure, it's manageable. My concern is when these interest free periods come to an end will I be able to get more interest free!

The bit that's not 0%, what % is it and can you get it 0%?

Have you tried claiming against the card provider for Unaffordable lending?

I tried with mine and got a few thousand back. I used the free website www.theclaimsexperts.co.uk who have loads of useful tips about how to claim and if you fit the right profile to win. Its free and you have nothing to lose!

Good luck if you try.

Interested in this thread?

Then you might like threads about this subject:

Debt
madaboutpurple · 15/04/2025 15:02

I was in debt a number of years ago and Step Change helped and ever since I have never built up any debt.

New posts on this thread. Refresh page
Swipe left for the next trending thread