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Quick minor car accident question

28 replies

Losingthescatterplot · 27/02/2023 23:52

My parked car was hit by another driver. There’s a bit of damage but nothing too bad. We exchanged details, he apologised profusely and said he would of course pay for the repair.

I would like to inform my insurance company as obviously you’re supposed to but also in case he doesn’t pay. If I inform them but don’t make a claim, will they contact his insurers? What will the repercussions be for him? It was a silly accident and I want to avoid making things difficult.

OP posts:
Losingthescatterplot · 28/02/2023 19:42

I’ve assigned it far more headspace than it’s worth and realised I’ve been worrying more about his premium going up and causing problems for him than my car and the problems this has created for me. Thanks wise mumsnetters!

OP posts:
AdobeWanKenobi · 28/02/2023 20:06

Well done. Now pour yourself a large drink and don’t let it take up any more headspace.

freckles20 · 01/03/2023 10:10

Losingthescatterplot · 28/02/2023 19:42

I’ve assigned it far more headspace than it’s worth and realised I’ve been worrying more about his premium going up and causing problems for him than my car and the problems this has created for me. Thanks wise mumsnetters!

Good call.

The moment he started quibbling and asking to come to your home to inspect your car is the moment he no longer deserved your time, brain space or goodwill.

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