I’m living on my credit card. I pay it off on payday normally. Didn’t quite make it in December so had to pay interest 😱I want to start living within my means more/ build a little pot of cash for when things go wrong.
Generally I run up a £1k a month cc bill which sounds like a lot. It includes everything that’s not a Dd though petrol £240 a month. Food shop circa £500 a month kids activities but not swimming as that’s a Dd. Any coffees out/ clothes / birthday presents/ school dinners for eldest, younger ones are free.