Does this offer wording make sense to anyone?!

[DorisHatt]

I am currently researching 02 contract options and they have this on their website. Am reasonably well-educated, but I cannot understand it after staring blankly. Is anyone able to break it down into plain English?

Save up to £320. Ends 28 Dec.

*Each year your Airtime Plan will be increased by the Retail Price Index (RPI) rate of inflation announced in February plus 3.9%. If RPI is negative, we’ll only apply the 3.9%. You’ll see this increase on your April 2023 bill onwards. See o2.co.uk/prices.
Samsung S22 Ultra 128GB: £320 saving consists of £140 discount applied to Device Plan (total cost of device was £1145.40 now £1005.40) and further £180 saving achieved by £5per month discount on the Unlimited & Unlimited Plus Airtime Plans over 36 months. Offer ends 28th December 2022.
O2 Refresh custom plans: Direct purchases only. Pay the cash price for your device or spread the cost over 3 to 36 months (excludes dongles). The device cost will be the same whatever you choose. There may be an upfront cost. You can pay off your Device Plan at any time and choose to keep your Airtime Plan, upgrade it, or leave. If you are in the first 24 months of your Device Plan and you cancel your Airtime Plan you will have to pay the remainder of your Device Plan in full. After 24 months you can keep your Airtime Plan, upgrade it, or end it without affecting your Device Plan.
UK calls/texts to standard UK landlines and mobiles and when roaming in our Europe Zone. Europe Zone data only. Fair Usage policy applies. Special and out of bundle numbers chargeable. 4G phone required to access 4G. 4G available in selected areas. 5G available in selected areas. 5G device, sim and tariff required to access 5G.
Change your airtime tariff once every billing month, choosing from a selected family of tariffs. Some tariff extras may be lost if you change to an ineligible tariff.
UK data only. Fair Usage policy applies. Devices are subject to availability. 0% APR. Finance subject to status and credit checks. 18+. Direct Debit. Credit provided by Telefónica UK Ltd, SL1 4DX. Telefónica UK is authorised and regulated by the FCA for consumer credit and insurance. Terms apply, see o2.co.uk/terms.

Which bit do you want help with....the handset price calculation, the contract increase calculation or the call cost info?

Honestly, all of it. I don't understand what it means when it says "save up to 320" but it starts with the Airtime plan information.

I have tried to understand it, but it is a struggle so I'll just leave it I think!

It is badly structured. The save 320 refers to what you could (theoretically) pay for the handset.

It’s £5 a month off the usual monthly plan cost for 36 months - so £180 total saving.

And then a separate £140 off the cost of the phone itself.

(That said I suspect both are already baked into the cost you are being shown. The handset is going to cost you £1005.40.)

Which but don’t you get?

I'm really pleased to see that someone's read the contract, doesn't understand it so isn't going to sign it. Well done OP! So many people just sign them anyway and then complain that they can't understand why they're paying something different to what they expected!

Agree that it's not particularly clear, though.