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Original poster

Today I paid my last DMP payment

26 replies

AriettyHomily · 03/11/2022 13:18

And I am fucking delighted. It's been 8 years.

To anyone struggling with debt, don't bury your head in the sand, Stepchange have been brilliant. You don't even need to talk to anyone it can all be done on line.

OP posts:
xogossipgirlxo · 03/11/2022 13:20

Well done x

fortheloveofcheesecake · 03/11/2022 13:22

Massive congratulations! I did the same years ago and that feeling of relief is the best.

JesusMaryAndJosephAndTheWeeDon · 03/11/2022 13:23

Congratulations

RagzRebooted · 03/11/2022 13:24

Congratulations, well done.

MangoBiscuit · 03/11/2022 13:24

Well done!

TheArtfulStodger · 03/11/2022 13:25

I am hoping this will be me in a couple of years :) well done

flowerycurtain · 03/11/2022 13:26

Amazing well done

Freeasabird76 · 03/11/2022 13:29

Massive well done x

YorkshireIndie · 03/11/2022 13:29

Sending a virtual banner and balloons!

I know that feeling. Just paid off and closed a credit card which has to taken me over three years to pay off. The feeling is amazing

ApocalypseNowt · 03/11/2022 13:31

Well done OP!

JenniferBarkley · 03/11/2022 14:01

That's fantastic OP, well done. You must feel like you're walking on air.

Princessglittery · 03/11/2022 14:09

👏👏👏

bobtheveryoldBuilder · 03/11/2022 14:10

Woooo! Well done for staying on it

JesusHRooseveltChristSassenach · 03/11/2022 14:11

Well done! What an amazing feeling!

Checked last night on a loan we have and only have 16 payments left which suddenly feels far more manageable!

Can't wait to see it gone.

Chuffed to beans for you!

DaisyDoDaisyDont · 03/11/2022 14:12

Well done!!!

Useitorloseit · 03/11/2022 14:13

Well done! That's bloody amazing. I'm really pleased for you 😃

America12 · 03/11/2022 14:17

Well done 🥳

Original poster
AriettyHomily · 03/11/2022 15:18

Thanks all! It's a relief to be sure. Also want to reiterate to anyone struggling you can do it.

OP posts:
BamBamBilla · 03/11/2022 16:18

Amazing - well done OP. I've got 5 payments left, so close!

caggie3 · 03/11/2022 16:19

Aw congrats OP! I know the feeling - I paid off the remainder of my DMP in full March 2021. Stepchange were an amazing help and I'm so grateful for them. It's not even been two years and I've got a pretty good credit score again already. I'm a lot more careful now and have learnt a lot about debt and know what not to do going forward. Cheers to you!

maddiemookins16mum · 03/11/2022 16:29

I had one with CAP a few years ago, I’ll never forget the call they made to me (I think they all blew kazoos or something in the background) to say my final payment had been made and I was debt free. It's an amazing moment, took nearly 5 years but I did it.

MamaNell · 03/11/2022 20:06

Well done!
I was sitting here being worried about the my increasing mortgage payments. And you've reminded me that 4 years ago I was paying hefty credit card payments after my husband left me. The feeling when I paid them off and the debt (and the loser husband) was gone was sooooo Good! Becoming debt free is one of the things I'm proud of myself for, and you should be too

Goingcrazzy · 03/11/2022 20:10

Congratulations! I'm sure it was a long road, but you've made it!

RandomMess · 03/11/2022 20:20

🥳

Paddingtonthebear · 03/11/2022 20:23

Congrats! It’s a great feeling. I was in the same position 3 years ago. My credit file has now fully recovered and I can now get a mortgage. It felt impossible at times but well worth it.