My direct debit hasn't been taken this month and I'm really not sure why - anyone else the same? Would normally come out about the 28th but still not gone, and when I check my online account it just says my next DD is due end November. Would suit me right this minute to have a month's grace (start a new job in a few weeks) but not if they then have a temper tantrum in a few days and start emailing me about issues...