My son is starting with his childminder in a few weeks and I've had the invoice from her. I've went onto my childcare account and deposited money to it via bank transfer with the details given. The money has been taken from my bank but is not showing up in my childcare account. It says 'there's no money in this account'. Just a bit concerned as I heard it shows up immediately even if you can't send the payment to childminder immediately. Does anyone who uses this know if it takes a while or should be instant?