Hi
It's car insurance renewal time in our house. As I was the one who originally started sorting it, I have always been the policyholder with DH as named driver. We only have one car, which we drive equally.
I've wondered if he should accrue his own NCD (eg what if we get a second car at some point ~unlikely~ or if something happens to me) but didn't really see a way around it.
Was about to sign up with LV and noticed they have a way to transfer the NCD to the named driver; or for me to be named driver and him to be policyholder but still using the benefit of my NCD.
Is there a point in doing this? Would this mean I then have no NCD?
Googling wasn't much help but I did find a forum that suggested switching named driver every year...
Anyone know the best way to tackle this?
Thanks