I’m going to upset people with this.. tell me your thoughts.

[Jingle23]

I just need to get this off my chest and see if others feel the same.
I work full-time and do everything I can to provide for my children. We don’t have much spare money, I bring home just over 2k and partner just over 3k a month. We have a mortgage but we often feel like were going without so they don’t miss out.
What’s been bothering me is seeing how different things can look for other families, even when they’re not working. I know someone personally who doesn’t work and isn’t relying on family for financial help, yet still seems able to manage a car on finance, holidays abroad - taking 3 children to Spain in the 6 weeks holidays, and everyday costs that I struggle with.
I’m not judging them at all, and I know every situation is different. I just feel really frustrated that I work full-time, pay my way, and still don’t feel like I’m any better off.
It’s made me question whether working hard always actually translates into a better standard of living anymore.
Does anyone else feel like this, or am I just having a wobble?

That person is probably doing it on credit, and will end up with huge debts. Yours is the better approach in the long run.

So as a family you bring in over £5k a month and you are moaning??

Give up your job then.

F

God is it time for this again? The ‘we earn so much money but we would be better off sponging off the state’ threads are getting more frequent

But that's the point. It's possible to earn that and not feel like you are saving, etc.

I’m not judging them at all

Of course you are.

HTH.

Learn to budget

YANBU, Pat McFadden just resigned over it.

Im surprised I am to be honest x

Yes, I think we all are

Perhaps not for long

I don't work- ds1 is autistic. Luckily my dh brings in 5 k/month so we're in the same situation financially as you are. We have a mortgage and we go on a 10 day holiday abroad every summer. I don't think we are struggling at all but maybe that's because I don't like shopping and only do it when we need something. Colour my own hair, no nails or beauty treatments that some do. No restaurants unless a birthday or something special. I don't have a car so take public transport and so do the kids when dh is not here. We save some (not a lot) every month. I suggest that you go over your outgoings because at 5 k you should be able to go on a holiday.

Of course you would be better off on benefits than taking in 5k a month.

You and your dh should quit your jobs and come live it up on benefit street where we are all abroad 18 times a year and have brand new cars and free houses.

Doesn't that rather depend on where she lives and housing costs?

Over £5k a month and struggling? I think you need to learn to budget better.
Although if you think you’d be better off, you could always both quit your jobs and claim benefits?

Maybe I’m the problem. I have my nails done. Hair once every 8 weeks. This is exactly why I posted. The person who I’ve said about also does those things. Has Air-con throughout the house - even though it’s council property. Just want to know this is all normal?

Must be at least 24 hours since we had a benefit bashing thread.

OP. Give up your jobs, live off benefits. It’s fantastic. I love that my MH means I cannot leave the house, I lost my job, my driving licence was removed. I can’t attend family gatherings, funerals, weddings, parties. My meds make me tired so I sleep half the day. I hear voices, have hallucinations, my skin itches so badly I’m covered in sores.

We now have one wage. Some UC, some PIP. But that could be taken away at any point. Still got the same mortgage to pay, bills to pay. We are significantly worse off but I doubt you believe me.

No savings. If anything goes wrong it has to be fixed on credit. Sold one car. Other car on finance. It’s so much fun, highly recommend it.

Thank you ❤️

Wanna swap for my £86 a week carers op?

God these repeat threads are tiresome.

Doesn’t everyone say the same about pip and mental health.?

I take my hat off to you. Genuinely you deserve a hella lot more than what they pay you.

Why don't you ask your imaginary friend for some budgeting tips?