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Original poster

Partner and I work full time. Universal credit? Is this right?

57 replies

HeadsShouldersTitsandArse · 01/04/2024 22:11

Obviously everyone is struggling with the cost of living, and the fear of our new nursery bills is making me feel sick and just not knowing what I can actually do.

I was under the impression that we wouldn’t be able to claim universal credit because we have a mortgage and both work and have semi-decent salaries (below average but enough to pay bills ect)

I’ve done a universal credit calculator thing and it’s returning that we can claim £1400ish in universal credit. Surely that’s not right? I’ve been back through my answers and everything is what we get ect.

Really? It just seems too good to be true.

OP posts:
Glass113 · 01/04/2024 22:22

Just wondering how old are your kids? Does the calculator show free hours as a monetary benefit? So you wouldn't get that money but are entitled to the hours if you see what I mean?

Nonametonight · 01/04/2024 22:19

You've done the best check you can. It's indicated that you do have entitlement, so get on and claim universal credit!
No one on here can tell you if the calculator was right or not (at least not without you disclosing a lot of personal and financial information) and the jobcentre won't tell you. Just put in a claim and see what happens. The worst outcome will just be them telling you you're not entitled to anything after all

queenofcruises · 01/04/2024 22:18

without knowing the exact figures .. its hrd to tell. is the £1400 a year? a month?

if its an online calculator i wouldn't trust it.. fill in the paperwork and send it off, and if you get something then its a bonus

TimesChangeAgain · 01/04/2024 22:18

If you’re both earning below average and have kids and nursery bills that doesn’t particularly surprise me, more people are eligible than you might think.

Apply for it, what have you got to lose!

Tellmeifimwrong · 01/04/2024 22:18

If you have a mortgage that doesn't sound right.

Begsthequestion · 01/04/2024 22:16

I'm not sure how anyone on here can tell you more than the dedicated calculator in which you put all your information.

Why don't you call the job centre and ask tomorrow?

Glass113 · 01/04/2024 22:16

Without figures its impossible to say