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Original poster

Car & Insurance - your 17/18 old ?

68 replies

BeaLola · 31/03/2024 18:41

DS16 fuelled by godparent promising to "help buy them a car" is now running away with ideas on what he can get at17/18 assuming passes test.

The voices of reason (known as old Mum & Dad) were trying to explain about insurance costs etc but it fell a bit on deaf ideas.

If you have a 17 or18 year old who has recently passed their test woukd you mind sharing what car they have bought as their first car and what the insurance is - maasive thank you in advance e

OP posts:
jackstini · 31/03/2024 20:17

Renault Clio 0.9

Was £240 before she passed, we had quotes of approx £2400 for after

However, we found out if you go with Marmalade before passing, they don't put it up after passing, but they are more expensive

So we did the £240 to start with for 8 months, then a week before her test cancelled that and got a Marmalade policy for £1200, then that remained same price once she passed

TooTiredToBeCreative · 31/03/2024 20:06

£3800 for VW Polo for DS 17, with a black box.

rosesinmygarden · 31/03/2024 20:05

Dd drives our 15 year old 1.6 diesel VW golf on a marmalade telematics policy. £180 per month.

But, she passed last may. I suspect it won't go down much this year!

NavyPeer · 31/03/2024 20:04

Make sure he is aware in his online car shopping sprees it should be a 1.0 litre. Absolutely no more. That’s what makes it rocket

i’m a member of a Facebook group where this comes up frequently, they buy their 17 year old a tidy new-ish car (usually a mini or a fiat 500 or Audi or something else desirable) at 1.2 litres and then are shocked when insurance for a new to driving child costs more than their already pretty spendy car.

Look at Volkswagen up!, Suzuki swifts, Kia picanto or one of the little hyundais

FawnFrenchieMum · 31/03/2024 19:54

DS 17 originally got a 1.2 2006 fiesta. Paid £350 for provisional insurance then when he passed cheapest was £3900 for just 3000 miles and no commuting. He then swapped for a 2012 Kia Picanto and has got it for £3600 with 7000 miles and commenting. This is in the last month.

SendmetoWales · 31/03/2024 19:52

Sorry an Audi A1.

SendmetoWales · 31/03/2024 19:51

A1 here too and the insurance is £2,300 which was by far the cheapest quotation we found.

sleepyscientist · 31/03/2024 19:49

BIL - non kid car and multi car policy works about 1.6k for his car. Also the excess is up at 1k

CheshireCats · 31/03/2024 19:11

@Jackyboyisalaugh Is that recently? It's cheaper than any recent teen I know of.

Jackyboyisalaugh · 31/03/2024 19:09

Aygo £1.2k for year one, cheaper afterwards.

Celticliving · 31/03/2024 19:02

I was 30 years old when I passed my test 14 years ago.

Despite being told "it will be cheaper because you are an older driver," my insurance was over £1,500 a year.

Only now have I got it down to £350 a year. It's ridiculous.

Springtime789 · 31/03/2024 18:59

Audi a1, insurance was 3k.

Dewdilly · 31/03/2024 18:57

My DD passed her test at 18 but didn’t get a car until she was 24. I think she paid about £800 in insurance, but I can’t swear to that. Less than £1,000 anyway.

RandomMess · 31/03/2024 18:56

Insurance is at least £2k for the cheapest quote with a named driver.

It's a nightmare and seems to be going up monthly.

SundayFundayz · 31/03/2024 18:49

Kia Picanto. £1700 when he passed his test in Jan but all his mates passing now seem to be getting much higher quotes. That was insurance in his name with DH on it.

PonyPatter44 · 31/03/2024 18:49

The Small Pony bought a fairly elderly but mechanically sound 2004 Nissan Micra just before she passed her test four years ago. It cost £800 from some shonky garage in the next town over, and it was very reliable for another 18 months. The insurance was negligible while she was on her provisional, and leapt up to £2000+ as soon as she passed! The first time it started playing up, she was already in work so went straight out and bought herself a newish small car. Insurance has gradually come down on that and she is paying less than £1k now.

CheshireCats · 31/03/2024 18:47

Peugeot 207. (Old banger)
£3,500 insurance for first year.

Hellocatshome · 31/03/2024 18:45

My son (not yet 17) has bought a Seat Ibiza. Insurance is £311 a year whilst on his provisional and quotes are around £3,000 a year for when he passes. He is an apprentice so is paying for it himself. If he was relying on us paying he wouldn't be having a car.

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