A few years ago I was left in an awful situation. It made me very panicked about life as I had one dc at the time, only a few months old. Two years have now passed and I have managed to save 18k. I have 3k credit card debt that I also pay off each month interest free.
When I hit 18k last month I felt relieved. I have never shared finances with friends but I did tell my best friend that I had reached my safety net goal and I was pleased… to which she said a safety net is only more than 50k (!) so she hoped it was at least that??
I feel REALLY disheartened and now also worried that I haven’t given any real protection to me and DD. I could continue saving as I have but it’s been a miserable frugal two years and I was hoping to do more things this summer with Dd. Am I deluded? I have no good financial background/don’t come from money so perhaps this isn’t the big amount I felt it was? I feel like the wind is out of my sails a bit. For context my mortgage is 850 a month so it is quite high I guess.