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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Inheritance threads seriously wind me up......

111 replies

EveryoneEnviesMeEverywhere · 29/01/2024 17:56

These types of threads are on many forums and articles I've read

AIBU when I am clearly stating that that the person/s leaving their assets behind to whoever is entitled to do as they so wish, EG, give the money away to a charity, their dog, the cat next door, their best friend, only give some of their children their money/etc and or not equally divide it

When I hear and or read about cases going to court, often one sibling against the other, it makes me so angry

If a person/s has mental the capacity as defined in law to make a Will, surely it is their choice and should never be challenged.

A nephew of mine recently complained to me about my sister(his mum) and his dad's Will means he'd get a lot less as things stand. My nephew had moaned to his parents and they told him that he was well settled, had a good job/pay and also had rental properties. I politely tried to make him see sense that regardless of what his parents had told him, in my judgment it istheir choice. My nephew was not happy with what I said.

The above comes with a caveat where disabled dependents may be left out of a Will as that is more complex. However, on the whole, it is as above

AIBU to robustly support the freedom of the assets holder/s to leave money to whoever, whatever they choose and no court should have the right to overturn this.

OP posts:
ABwithAnItch · 29/01/2024 19:27

topgirlalways · 29/01/2024 18:39

We had to have this discussion as a family recently as my mum died. Everything went to my dad. No arguments with my sister. Encouraged my dad to spend. Dad had to update his will, me and my sister are not grabby. My dad wanted it to be fair as I have no kids and my sister has 1.

I also earn less and was selling my house. My sister is very rich, lives a great life and doesn’t need money - all self made. I didn’t expect anything other than 50% if anything was left. We told my dad to do what he thinks was fair.

He has given 10% to my nephew. Rest split between my sister and me. But my sister has asked my dad to give me one of mums pension pots as a deposit for the house. She doesn’t want any equal share. Said to discount it.

my dad and me argued it needs to be fair. She says doesn’t matter and had a legal document written. Sometimes families can agree and argue over fairness.

I am grateful.

Your family sounds lovely!

EveryoneEnviesMeEverywhere · 29/01/2024 19:24

doitwithlove · 29/01/2024 19:16

Step parents can be vile scum once there husband/wife's pass away.

My dad remarried as mum died aged 49. TBH, my step mother is a greedy cow but all smiles - I and siblings told dad we did not want to be inc in Will.

Years on at a family gathering one of my sisters said that mum had promised her a gold necklace and step mum had sold it and we were jut cahtting and my sis blamed step-mom. I reminded my sis step-mum is a greedy cow, BUT blame dad as we knew his new wife was greedy cow but he would not have it. However, we were pleased dad was happy and she made him happy and we were all on our two feet ad happy with that

OP posts:
Ibizafun · 29/01/2024 19:24

I think it's rarely a case of 'fuck you'. If my dd was a multimillionaire and my ds had next to nothing, I'd be speaking with dd to ensure she understood my reason for leaving ds more, and that she fully understood it was no measure of my love.

Dogdilemma2000 · 29/01/2024 19:22

boysmuminherts · 29/01/2024 18:21

@Crazycrazylady My parents want to give a cash lump sum to the grandchildren before dividing the remainder of the estate equally between their children. That's what their will states. Is this not possible?

My gran did that - us grandchildren got a fixed sum each, all the rest went to her child

EveryoneEnviesMeEverywhere · 29/01/2024 19:19

MyselfYouselfMeYou · 29/01/2024 19:08

I agree unless, perhaps, where there is one child or more who is disable and requires long term help.

I've mentioned that in my OP

To all reading this, please do not, never forget the feelings of someone leaving money/etc to some and not others. It was their money/etc, their choice.

A workmate told me years ago they felt bad as their dad and mum were saying they'd be leaving a lot more to here as she was the one that cared the most about them. Talking about this my understanding was that my workmate and the other 3 siblings were ok financially just like her, no rich, not poor but managing life etc. I told her when the day came that the Will had to be read and she was left more than her other sibblings - she was FREE to GIVE it away to the other siblings - you should have seen her face

OP posts:
FuckOffTom · 29/01/2024 19:18

I agree with you OP.
Even if the person is ‘playing favourites’ or whatever - doesn’t matter. It’s their money and they should choose what to do with it.

doitwithlove · 29/01/2024 19:16

Step parents can be vile scum once there husband/wife's pass away.

ABwithAnItch · 29/01/2024 19:14

If a will differentiates between children who have been given the same opportunities (etc), I find this appalling. I don’t buy into the argument that a child who’s done well ‘doesn’t need it’. There is more to a will than absolute cash. People leave behind possessions too that can be very meaningful to children if not valuable and this needs clarifying. My mother has told me she has left all her jewellery to me because she wants it to stay in her direct female line (eg my brothers might give it to their wives). My father has made similar provisions for his valued possessions, with most of it going to my brothers.
Another aspect people don’t mention is being left out of a will when one parent dies and then the living one remarries. I have seen this happen so many times, including to my husband. Now the new partner has a say in everything. This is why inheritance laws were started in Europe which state children cannot be written out of wills.

Gasp0deTheW0nderD0g · 29/01/2024 19:13

MrsDoylesLastTeabag · 29/01/2024 19:06

I am a meritocratic individualist and therefore believe that how well-off a person ends up in life should entirely depend on their own ability.

I would tax inheritance at 90%.

I realise I am in a vanishingly small minority on MN which - as befits a parenting forum, perhaps - is obsessed with the passing-on of wealth within families (aka unearned privilege), such that a complete no-hoper who popped out of a wealthy vagina will live a better life than a genius who had the bad fortune of being born to poor parents.

Edited

We have to be realistic, though. I used to be a tax accountant, a long time ago. I realised during that period that many people and businesses will pay a lot of money to save tax, some high earners will leave the country, and many others will risk breaking the law to avoid paying tax, if tax rates are high. If tax rates are perceived to be at a reasonable level, far more taxpayers will just cough up, albeit with some grumbling.

EveryoneEnviesMeEverywhere · 29/01/2024 19:13

Bugbabe1970 · 29/01/2024 18:55

No one has a right to inherit anything from their parents! It’s the parents money to do as they see fit with it!

my fil disinherited 2 of his daughters - his choice….they had nothing to do with him for the last 15 years of his life so they got nothing! That was his choice.

Many thanks for sharing just one of the many typical examples why some parents can leave assets to their children/grandchildren but don't.

Just imagine the pair took this to court - it would be wrong on every level to over-turn a Will

OP posts:
MyselfYouselfMeYou · 29/01/2024 19:08

Shoppingfiend · 29/01/2024 18:18

Just share your money equally between your children . It’s not complicated.

I agree unless, perhaps, where there is one child or more who is disable and requires long term help.

OnlyFoolsnMothers · 29/01/2024 19:07

I’m the other side - I can’t believe how awful people are with how they leave their money. I think money should be left equally between offspring. I cannot fathom why people like to pit people against one another.

MrsDoylesLastTeabag · 29/01/2024 19:06

I am a meritocratic individualist and therefore believe that how well-off a person ends up in life should entirely depend on their own ability.

I would tax inheritance at 90%.

I realise I am in a vanishingly small minority on MN which - as befits a parenting forum, perhaps - is obsessed with the passing-on of wealth within families (aka unearned privilege), such that a complete no-hoper who popped out of a wealthy vagina will live a better life than a genius who had the bad fortune of being born to poor parents.

Wakeywake · 29/01/2024 19:04

Precipice · 29/01/2024 18:22

AIBU when I am clearly stating that that the person/s leaving their assets behind to whoever is entitled to do as they so wish,

Whether you're unreasonable or not is in many ways broadly irrelevant, when you're possibly incorrect as to the law. To my knowledge, there's a greater range of testamentary freedom in England, so you might be able to do that there, but in Scotland, if you're married or you have a child, your spouse and your child have rights to your estate. You cannot write a will giving everything to your sister/niece/aunt/university.

The greatest freedom you have in disposing of your possessions is when you're alive (and even that may have tax implications or have consequences for the subsequent division of your estate). For what it's worth, I don't think it's ideal, but on the basic principle, I support the Scottish system. I do think that your children have a right to inherit from you.

It's a total minefield when you're separated but have funds that the spouse wouldn't be entitled to in a divorce (like an inheritance). They'd get a good share of it regardless of your wishes. Not great.

Daffodilsandsunshine · 29/01/2024 19:00

Money also feels like it equates to love. If one sibling (golden child) is favoured in a will then that just confirms the feeling that you are somehow less and not worthy of the deceased persons love, respect or money.
I'm currently updating my will and leaving everything split equally among DC (if it's not gone on my care in later life). There's been much heartache and fallout in previous generations in our blended familys because of unequal distribution of assets.

Hagbard · 29/01/2024 18:56

Wills cause a lot of bother don't they. My parents loved talking about their will to me and sibs. Often threatening to cut out whoever had fallen out of their favour. They were always going on about the sacrifices they'd made to save this pile o cash.

My mother has said she looks forward to dying without a will so she can look down from heaven and laugh at her offspring fighting over her "legacy" as she calls it. I've been NC with my family a number of years and probably wouldn't even know.

On the other hand I know someone who has been really upset and angry at recently "losing out" on 200000 they felt entitled to after a relative died.

Bugbabe1970 · 29/01/2024 18:55

No one has a right to inherit anything from their parents! It’s the parents money to do as they see fit with it!

my fil disinherited 2 of his daughters - his choice….they had nothing to do with him for the last 15 years of his life so they got nothing! That was his choice.

NewYear24 · 29/01/2024 18:53

I absolutely love reading inheritance threads.

TinyYellow · 29/01/2024 18:51

AIBU to robustly support the freedom of the assets holder/s to leave money to whoever, whatever they choose

or

AIBU to robustly support people making judgements about their family members, assumptions about what they will encounter in their futures and hurt whoever they want with their money knowing that they won’t be around to deal with the consequences?

When people treat their family badly, by telling them that they don’t deserve as much help as another family member or the local stray cats, it hurts them. So yes, people have the right to leave what they want to who they want, but when that doesn’t mean they are always doing the right thing or that their choices won’t affect other people’s feelings.

rwalker · 29/01/2024 18:48

It depends if its blatant greed and entitlement then I’m with you

but there things like a vulnerable adult pressured into changing will or a step parent swoops in and takes the lot by default

EveryoneEnviesMeEverywhere · 29/01/2024 18:47

Alicewinn · 29/01/2024 18:37

I find the passivity of relying on or assuming inheritance a bit gross . I believe everyone should strive to earn their own income, with inheritance serving as a bonus rather than the primary source.

A brilliant post!!!!!

My mother died aged 49, dad remarried, dad passed away 20 years ago and left everything to his new wife and children - I actually told him as did my siblings we did not want anything as he had a young family

My OH's family did not get on with him, main reason marrying me, not from the same background - he told them he did not want a penny and the in-laws left everything to their 2 other children - We were happy with that as we have alsways stood on our two feet.

As we live in London, property prices are really high and though our children are settling, we worry re grandchildren and have been gifting them money for their education. Our children tell us we need to spend more on our holidays, cars etc but when you have worked hard and saved/spent well, you don't want to blow away your money.

The bottom line regardless what others are saying, getting inheritance is a privilege, a gift a bit like the lottery - but like you send, don't depend on it as most people like us dont

How would anyone feel if they hated, or detested the guts of one of their children etc for various reasons (there are many reasons just ask those that have suffered or are suffering) and their Will was overturned in court??

OP posts:
coldcallerbaiter · 29/01/2024 18:46

I hear this a lot on MN - that you do not have the right to inherit from your parents…..Yes you do have the right to inherit. It should be built in to law actually. It should be equal.

AnglepoisePond · 29/01/2024 18:45

Yes, but it gets complex when people leave assets according to bullshit reactionary ideas. Like my grandmother left her sole asset, her house, to her son, purely because he was a man, and left nothing to my mother and her sister. My uncle has left the house to moulder, uninhabited and neglected, for more than 30 years because he can’t bring himself to renovate it or sell it, and his son doesn’t want it. That’s beside the point that my mother and aunt looked after their mother for the last two decades of her life. But no, they were girls.

It can get murderous in terms of perceived favouritism. There was a hideous case not far from here a few years ago. A woman who had inherited the family farm from her father had a husband and two adult sons. Terminally ill, and being threatened by her husband about how she would leave her land, she decided to leave the farm to one son. The disinherited son and his father, on receipt of the solicitor’s letter setting out the division of assets, then shot dead the son who was going to get the farm, and went out and shot themselves, leaving a note saying they were leaving the wife/mother alive ‘as a lesson’. She lived for six months afterwards.

caringcarer · 29/01/2024 18:45

I get on very well with my MiL and I dread her dying. I'm afraid she will leave the house entirely to BiL and not to be shared with DH. I know it will devastate dh. BiL has always been the favourite. He always had to wear his brother's pass me down clothes and his older brother always got everything new. He's mentioned this to me so many times about not feeling as loved as his brother. DH's Dad always said both sons would get half each but he's died now and I'm afraid Mil will leave the house to BiL. She has randomly mentioned on the last 3 times we've seen her 'you have paid off your mortgage now haven't you'. 3 visits in a row. It makes me think she'll favour BiL yet again. BiL doesn't have a partner and will be alone in life after his Mum dies except for my dh. I'm worried if DH is excluded he will be so hurt he won't want anything more to do with BiL. It's made worse by MiL telling me I will inherit her jewelry along with DGD's.

LolaSmiles · 29/01/2024 18:44

What's legally acceptable and what causes hurt for those left behind are sometimes two different things though.

Often it's not about the money, it's about parents playing favourites.

For example, if Child A has worked hard all their life, always felt on the edge and watched as Child B didn't work hard, expected hand outs and mooched off their parents throughout life as the golden child then it's probably going to hurt if their parents leave Child B more than Child A.
It isn't about the money itself but that they made a conscious decision to make their final act to reinforce their preference for one child over the other.