Lodgers boyfriend using our address

Don't get angry with ME!. I've accepted OP's word for it from the beginning. I was just addressing the question that it wouldn't make a difference either way.

I would like a Tennant, especially if it was David.

Why have got so triggered about lodger vs tenant? Ignore the goading lot that lurks in here. Glad you sorted 👍

I feel as though you don't actually know what's going on under your roof. You absolutely should sit down with Mary and ask what is going on. If boyfriend uses your address as one of his listed - and he gets involved with crime, bankruptcy, negative equity - it all affects you. It is completely unacceptable for anyone to claim your address as your own. Don't treat this as a small matter.

Seems like it's been dealt with now anyway but knowing its nothing to do with banks or credit or debt, then there's not really any genuine danger in allowing a friend to get mail sent there.

If the op didn't live there then it would definitely be a tenant not a lodger. You seem confused.

Glad you asked

Makes life so much more simpler to just talk /ask people

Then why can’t he get his letters to his own home address???

Be abuse if Mary is a tenant then she’s e titled to let her boyfriends use her address.

Glad you sorted it amicably

Fraud is fraud. return to each sender and say “not at this address”. Then tell the GF you’ll be contacting Action Fraud about this

Why do not you ask your lodger? Mumsnet would speculate so just tell her you are not allowing letters to other people not paying to live at the address?

i would return to sender as the addressee is not known as

Because if he’s a fraudster, it will affect your credit. And, knowing what shysters bailiffs are, they may come knocking at your door for debts he’s incurred.

Seeing as your boyfriend is now using this as his address the rent will be going up.

The op has stated that they share a kitchen.

we have annexes on the ground floor of our property when it was a pub.

our first lodger was with us ten years, when she needed help with the rent. The DSS housing officer came round and was extremely happy that she was a lodger in her/our annexe. She used her own door to her home, she had her own toilet with a small wash hand basin, her own shower.

The front room had a fridge, hob, kettle, toaster, cheese toasty maker, microwave, small chest freezer which her television sat on, she had a small sofa, a table and chairs overlooking the garden which she had full access to thru the french windows/patio area.

She had an alcove into her bedroom area which was a fully equipped as a bedroom - bed, wardrobes, dressing table, chest of drawers with side of the bed.

She shared the washing machine with us, the washing line, the oven in our kitchen, she did alot of batch cooking and froze it in chest freezer, we did agree where she parked her car, she was a wonderful person and I miss her dearly.

The other annexe is roughly the same.

The housing officers were pleased with what they saw, asked about taxation, I said we both work full time PAYE, but do tax returns which I showed them.

We have been extremely lucky, over 25 years of renting the two annexes, we have only had two single lodgers in one annexe, and there has been three couples in the other one.

I understand why rules and regulations need to/should be in place, but our first lodger set the president/tone, which we all were very happy with and it’s been lovely to share our home with some (only 8 over the years) very, very lovely, funny, witty, eccentric people.

Because it's irrelevant. It's not what she asked.
The only thing that matters is that someone who doesn't live in the property using the address. Nothing else matters.

Why are you so against saying you have a tennant lol people have literally posted things to help understand the difference between the two.

OP already understands the difference between the two!

I'm unsure why you are laughing at people telling you have a tennant.
Even though it's an annexe you don't use it's still on your property that you live in. If you didn't live at that address and she was there then yeah you could say lodger.
Why are you so against saying you have a tennant lol people have literally posted things to help understand the difference between the two.

The arguments are quite amusing. Ultimately, Mary has her own space (more than most lodgers do), but because there is no separate address or Council tax record for the annex, she is a lodger, not a tenant.

The tax breaks for lodgers are for when you're letting out furnished accommodation in your home. It also says "you can let out as much of your home as you want". OP could let Mary have the entire house, and confine herself to her bedroom, but Mary would still be a lodger.

HMRC link here - Rent a room in your home

Sounds like Mary is definitely a lodger, not a tenant.

And it's not "you don't pay tax if it's a lodger", no, you don't pay tax on the first £7,500 of income. My colleague has a lodger (London) who pays £850 a month, so she will be paying tax on £2,700 of the income.

You also can't claim tax relief for any costs under the rent a room scheme, so if OP has to replace all the furniture for the next lodger, she can't get a tax deduction for that, unlike a residential landlord.

Regarding the post issue, as a lodger, it's up to OP to decide on her house rules and these should, ideally, be included in the agreement. Perhaps something to add to the next version of the agreement OP?

Yes, it matters IN GENERAL but is not relevant to this specific scenario, as OP has stated, repeatedly, that Mary is a lodger!!

This thread is about OP, Mary (a lodger) and Mary's boyfriend; it's not about general tenancy rights.

Jeez.

I feel like OP is me has an annex that my daughter used to live in and still keeps a bedroom in, but I intermittently have lodgers who stay there , they are lodgers as the don't have exclusive at have exclusive use as my daughter has a room in the annex.

It doesn't matter for the issue being discussed because the OP has said Mary is a lodger.

Having thought more about this, I think it does matter because I as a tenant would not be happy if my landlord told me I could not receive post for someone else if I wanted to. As a tenant I should have that right even if, as has happened in the past, I share the landlord's letter box (same address but floor could be specified). I pay to have that right. A lodger in someone else's home is a bit different.