Paying for carers

Surely, if FIL now has no money, the council will need to pay for those carers, until he moves into a care home?

Thing is, the council will drag their feet anyway and especially if someone else has been paying, so I suppose there's the question of who pays until they get their act into gear

Anyway OP hasn't been back so we may never know

Exactly @spanishviola but you said it far more eloquently than me! 😀

Don’t pay. Live in carers are hugely expensive and as long as you are paying for it the council won’t be in a hurry to find a home. You BiL should go back to the council and say he hasn’t got the money to pay for full time care and they need to quickly find a home for your FiL. Your FiL will be assessed by the council with a view to what he needs and can afford. His pension will go towards any home care as it will go towards a home when they find one

It seems your BiL has spent all your FiLs money building accommodation and paying for a carer, it was your FiLs money, not your BiLs so I don’t see why DH now has to pay. They should have thought ahead to his needs and perhaps not spent it on building property but ring fencing it for future care. I’d be asking where it has all gone.

FIL has only sold up two years ago and all the money has gone? Firstly your DH should have been asking questions two years ago, but I second the request for full disclose of FILs finances and what has been spent since.

I think the BILis taking the piss on the face of it, he's now got all the inheritance to improve his home, used all his savings for carers to come in and your DH is taking the piss to want to use your savings as he has none.

surely, if FIL now has no money, the council will need to pay for those carers, until he moves into a care home?

it doesn’t add up. What questions are social services asking related to finances?

I also feel desperately sorry for FIL.

i understand care is expensive, I understand only one son appears to have stepped up, I’m the sibling that does it in my family, but something isn’t right here

No, they've been asked to pay for carers in his home until he moves into the care home shortly.

His own money paid for the carers until it ran out several months ago and bil has paid them between then and now.

Sorry if I misread but is the suggestion that you should spend your savings on care for your father in law? Because neither he nor his own children can afford it.

Umm no.

This is why he paid taxes his whole life and what adult social care is intended for.

Bil could be in trouble her unless fil lives 7 years. The money spent on their house could be claimed back. I wouldn't pay anything until dh and bil gets proper advice. Poor fil.

I don't think the money has 'suddenly run out' has it? The fact that the money was running out is what prompted the move to a care home.

People are always quick to ask where the money went but not quite as quick to offer to provide or arrange care, offer respite to caring relatives or even visit in some cases.

I don't think the OP having personal savings while her husband hasn't is really anything to do with anyone else?

No no and no.

FIL's assets are for his care.

Once he has no assets, the local authority will assess him for provision of care. They will assess how his assets have been spent by BIL and wife to see if there has been deliberate deprivation of assets.

BIL and wife do not appear to have managed his assets well if the money has very suddenly run out. This would have been predictable as they knew the costs of the live in carer.

Your personal savings are for you and your family. I do wonder why you have savings though while your husband has no money.

A few people seem suspicious that they moved him in but then 'didn't provide any care.'

But op does suggest an unexpected and sudden health deterioration after he moved in, changing everything.

I expect they were unable to provide 'round the clock care' and I suspect this would be too much for most of us.

Round the clock care is incredibly expensive. I employed carers 24 hours a day for my father for the last three months of his life. The total bill for this time was around £25,000 and this was five years ago. So at a rate of roughly £100,000 per year it’s easy to see how quickly FIL’s money can have been spent.

Hopefully fil's money can be recuperated from BIL's estate to pay his care home fees.

Definitely trouble ahead for BIL. The local authorities have a duty of care to the taxpayer to ensure the funds are appropriately used for care homes. Oh well, just sit back and do nothing.

It’s not deprivation of assets if it was used to house him, which this has been

True. FIL's money was used to build FIL a home. Therefore the home can be used to fund FIL's care. It's tough luck really that the home is on BIL's land if no legal agreements were drawn up to cover this situation.

No. Stand firm. Social services will step up, move him sooner or pay for care in the interim

It all seems a bit suspect- if they moved him to be so close to them, why did he need 24/7 live in care ? Why did they wait so long to involve the council, and if he has run out of money then surely social care would pay for 4 x a day carers until a care home place becomes available.

I wouldn't be spending any of my savings on this.

Perhaps ask for meeting with social work to discuss finances, but it appears BIL has benefited from sale if FIL's house, so that should be taken into account

It’s not deprivation of assets if it was used to house him, which this has been

If FIL needs round the clock care and his assets have dropped below £23,250 you need to get a social services assessment asap and the local authority are obliged to meet his care needs.

Suggest they sell the 'separate accommodation'.

Also does he claim attendance allowance? Small amounts but it all adds up.

They must be getting attendance allowance

The must if worked it out surely before they started the project
how much came from fil house ?
how much did it cost to build the extension?
basically all they have done as said is
add value to their house with the extension!
they NOT actually looked after and cared for him.
In that case, he could of stayed in his own home and got carers 3/4 times a day through social services

Get bil to remortgage his house to the amount the extension as made since having it built to date .
He then pays the £££ into fil care fund

Id be really annoyed them asking dh then he asking YOU to help!

Has FIL's own money been used for the live in carer as well as the building work? Also, has the carer done most/all, or have BIL/SIL been helping too?

How much they've spent in terms of their own money and effort would make a difference for me, but if you can't or don't wish to pay, you could suggest they recoup the money by letting out his home when he's left

This. Does BIL actually hold Power of Attorney or have the finances been managed informally?