To think this was dodgy?

Vouchers and gift cards are often used for low level money laundering. It is a way of getting rid of cash without going through banks who are now obliged to report any suspicions they may have about large deposits of cash.

some people keep cash, I do

But she could have a post office or building society account with no card, I have one that’s book only and I have to go in for cash or a cheque

but really who cares, only you it seems

Hilarious

🙄

Did a button get stuck or summat?
You should probably clean your screen 🤭

I don't think it's necessarily Suspicious.

My husband prefers to pay with cash for everything that way we cant overspend. So once all the direct debits are out we will leave around £100 for contingencies in the bank and then withdraw the rest in.

I get questioned when I'm taking out in the bank branch (daily limit is £500 from cash point). They basically want to know why I want the cash. Erm because its my own money?!

Don't underestimate the power of natural tweakments! My work is subtle and natural. I don't do trout pouts or chipmunk cheeks.
Antiwrinkle injections kick in gradually after 5- 10 days.

How do the husbands not notice? Isn't your work about changing appearance?

Wow! Ours cost £160 in Argos and did two kids and was passed onto a neighbour and did two more. Still going as far as I know.

@PhulNana sorry ... it wasn't 2 grand but she had no idea how much they were so that's what she had in her bag. It was 1 grand though. You can get cheaper and you can get more expensive than that.

@floofbag I know that some people don't declare cash earnings but a lot do so I wouldn't assume that paying in cash means tax dodging.

@GnomeDePlume if you really think everyone pays tax on their cash earnings you must live on a different planet to me .

I know some people do of course but lots and lots of people don't and this is what they do to hide it .

I work in the aesthetics business and often people pay cash because they don't want husbands to know what they're spending money on 😂

Maybe it’s her savings for Xmas and she lifted it in cash .
Maybe she got a loan for Xmas.
Maybe she likes cash .

I try to use cash as like you say it’s disappearing.
spoke to someone who says she lifts cash for her spending money for the week and that’s what she knows she has .
Col is making people more aware .
I don’t want to loose the use of cash

You should maybe give it a try, you never know someone may start a thread about you . Lol

This is the podcast

https://www.campsidemedia.com/shows/chameleon-scam-likely

The £50 notes are weird, where do they come from? Many shops won't accept them as they are easily forged (or at least we're)

I did listen to a podcast about scammers in the US, I didn't understand exactly how it worked but the victim paid for cards, the scammer then somehow got this onto a cash card (fake details) which could then be paid into a bank account and the money was untraceable.

I sold a tent not long ago and the guy gave me that amount in cash in an envelope. I left it in the envelope and just paid cash when I was Christmas shopping.

Couldn't be bothered going to pay it in.

I’m self employed. I still do lots of booths and big events, and sell thousands of pounds worth of stock to cash paying customers as well as card paying. Receivers are written for everything, every bit of my income is declared but I do end up with thousands in cash. I’ll obviously take it to the bank but if I’m literally going to spend it on something like vouchers then I wouldn’t bother putting it in the bank and I would just go buy the vouchers. It isn’t always dodgy.

Most likely undeclared income talking from experience
Usually that's all people can do with cash, make small purchases; I think there's a limit now to the amount of cash most places will accept.
But also people are making a stand now about spending cash and using it. There was an article recently about how it's become popular again recently due to the fear cash will be a thing of the past.
Or she's a great Xmas budget-er and knows exactly what she is spending.

This is the exact kind of thing my grandfather would do. Lots of people like to keep large amounts of cash in the house and prefer to use that instead of debit cards. I couldnt, because I'm not organised enough, but keeping cash in use is important. She could just be somebody who saves for Christmas the old fashion way, by putting x amount of cash away per week/month.
She's probably buying all those vouchers as gifts.

Withdrawn cash and gone to buy vouchers for some sort of savings club or work bonus would have been my guess

Lots of Chinese people still primarily use cash. There’s a Chinese HSBC at Wing Yip, the Chinese supermarket in the centre of Manchester that has over a thousand safety deposit boxes partly for this reason. I worked at the Commonwealth Games in 2002 and the Hong Kong team brought all their “spends” in cash - I remember one of our accountants having to carry it through the office in a bin bag.

I suppose she’s been shoving cash in an envelope all year and hiding it away at home to save up for Christmas so she can’t spend it. If she’s anything like me, having it in a separate account can still be too tempting to spend!

How does buying gift cards with cash (rather than using the cash to buy things directly) launder the money? I thought money laundering was making profit from illegal activity look like it came from a legitimate sources, like a fake business, not finding ways to avoid spending cash?

I'd be amazed to see so much cash, but , then again , my late in-laws once had a few thousand stashed away in cash and it had to be paid into a bank eventually when the notes changed to a new design
Explaining that one away to the bemused assistant was funny ! She didn't ask too many questions either. ( not dodgy at all , they just didn't trust banks and low interest accounts etc)

When I worked for our Local Authority Social Services Finance dept we had a home visitor call to say she had found an elderly client very confused lying in bed among bank notes stained with faeces and urine. Over £100,000. Had to be cleaned by a specialist company ('not the first time' said the manager). Banked on her behalf and the Court of Protection brought in.