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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To be pissed off

134 replies

anonqrtb · 07/12/2023 09:17

I imagine I will be told i am being unreasonable and that is fine, i just need to rant somewhere as i can't irl.

Me and my partner have worked our asses off for the last 4 years to scrape together enough money to purchase (shared ownership so 40%) our home. We both worked full time in stressful jobs, whilst paying private rent and the cost of living rising and rising. My partner was made redundant in this time due to Covid, so when i say its been a struggle to get here i really mean it.

However, a family member has just been given the EXACT same house a few streets away on our estate through social housing. She never had a job as got pregnant young and had multiple kids afterwards, and she has ended up in the same position as we have. Obviously, both working we do have slightly more spare cash at the end of the month but due to paying mortgage and rent we actually pay more to live in the same house then she does. We worked it out and we basically only have an extra £150 per month than her.

It now turns out that shes really annoyed because her friend has been given a house ont he same estate but hers is larger, detached and with a garage - a house we could have no afforded for another maybe 10 years of saving.

AIBU to think just what is the point in working so hard when it doesnt see to get us any further forward?

I want to point out i have nothing against SH, they provide homes for those who need them. Just feels really deflating

OP posts:
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Timewentfast · 10/12/2023 14:14

Babyroobs · 08/12/2023 14:39

I used to work for a HA. Vast majority of tenants I dealt with had not worked for years.

Babyroobs - thank you for posting when you used to work for a HA and presumably thus know more about this subject than the rest of us. Can you expand on what you said.
Do they not work because they can't (ie seriously disabled) or do they just 'choose' not to work and get their housing paid by benefits?
In the 2nd option how do they get away with this? I mean what excuses do they give.
I've never lived in social housing so I'm just interested from following this thread.
Thanks

pinkfondu · 08/12/2023 19:30

Op I understand I am privately renting and cannot get a mortgage on my single wage, there are zero shared ownership's available here. You are both better off than I 🤷‍♀️

Feelingfestivesnowyday · 08/12/2023 18:04

She hasn't been 'given' a house. She is renting a house. Social housing is needed and private rents are too high and the standard is unacceptable.

When her dc grow up and move out she will likely have to move to a small flat or pay bedroom tax. She will have to pay rent for the rest of her life. Ok, she may stay on benefits but it's no life really being at the mercy of the government.

I know several people who have actually been given houses, as they have inherited from grandparents. A couple of these people have never worked either and have now been gifted properties. Is that fair?

I know someone who had a baby, never went back to work, her husband works, the baby goes to nursery all week even though she's not at work, AND she inherited a house. Is that fair?

Everyone takes different paths and some people get lucky. Just do the best for yourself.

Willowview · 08/12/2023 17:53

@vodkaredbullgirl he's a stunner, but he'll keep the lawn to a respectable length so you'll have to counteract with the kids pulling each other up the road in the recycling bin!

Dymaxion · 08/12/2023 16:34

@Babyroobs the OP may also be a HA tenant , she is buying 40% of the house and paying rent on the other 60%, it could quite possibly be to a HA.

Babyroobs · 08/12/2023 14:39

Emeraldrings · 08/12/2023 10:13

Just out of interest how many people do you know who have never worked a day in their lives who live in SH?
I don't know any. Most don't get housing benefit either. I live in SH, I work 35 hours a week, DH works 42 and we still can't afford to buy or rent privately.
There are quite a few people who live in the same area and are in the same situation.
So how many people do you know? Or are basing your opinion on those ridiculous documentaries that used to be on C4/5?
Shockingly some people who rent privately get housing benefit too, which doesn't cover the full cost of rent anyway.

I used to work for a HA. Vast majority of tenants I dealt with had not worked for years.

BlastedPimples · 08/12/2023 14:24

You're doing so much better than she is. So much better. You have prospects. A future. Security. Bloody well done on all your graft. You will achieve much.

Just focus on yourself, your future and don't get bitter about what you perceive others as "getting for nothing."

vodkaredbullgirl · 08/12/2023 13:01

Got my goat

Goat Kiss GIF
Willowview · 08/12/2023 10:13

I think comparing yourself to others is par for the course, as on the face of it we're all going to feel on occasions we have both ends of a shitty stick.

I remember coming home after a 70hr week doing home care to find my unemployed neighbours topping up their tans and laughing at my life choices to my face.

Mine and my then neighbours house are both LA.

I am also waiting on the goat, but am blessed by my new neighbours scrap pile and rubbish blowing on to my lawn.

Emeraldrings · 08/12/2023 10:13

FrasierReboot · 07/12/2023 23:35

For lots of people living in social housing, it is a 'free' house as a large proportion have never worked a day in their lives and get their rent paid. Not a popular opinion on here but it is a fact and it is sickening tbh.

Just out of interest how many people do you know who have never worked a day in their lives who live in SH?
I don't know any. Most don't get housing benefit either. I live in SH, I work 35 hours a week, DH works 42 and we still can't afford to buy or rent privately.
There are quite a few people who live in the same area and are in the same situation.
So how many people do you know? Or are basing your opinion on those ridiculous documentaries that used to be on C4/5?
Shockingly some people who rent privately get housing benefit too, which doesn't cover the full cost of rent anyway.

cadburyegg · 08/12/2023 09:32

*here

cadburyegg · 08/12/2023 09:32

Here, adult children have no right of succession to council tenancies when the original tenant dies or goes into residential care.

They don't hear either. One of my colleagues died in her 50s from cancer. She had lived in a council house since her children were babies, her husband had left. When she died her youngest son was 19/20 and still living with her, he was given 2 weeks to move out and clear the house before the next tenant moved in.

IClaudine · 08/12/2023 08:56

sandgrown · 08/12/2023 06:57

I understand your pain. I have an old house that needs lots of work. I drive an old banger . I have two jobs. My SIL and husband haven’t worked for years . She has mobility problems due to being very overweight. They have a full renovation and adapted bathroom each time they move. The have a brand new car on mobility. They also have a holiday caravan they go to at weekends. I do have pride though that I have got this far through hard work .

I am really glad to see that your SiL's local council is so forward thinking. Residential care is so expensive. Much cheaper to enable people to stay in their own homes. Also, adapting a home to suit a disabled person's needs reduces the chances of them having a serious accident and costing the NHS time and money.

The motability scheme is great too, isn't it? Excellent idea to allow people to use their PIP money to pay for leasing a car. So many disabled people would be trapped in their homes without it.

sandgrown · 08/12/2023 06:57

I understand your pain. I have an old house that needs lots of work. I drive an old banger . I have two jobs. My SIL and husband haven’t worked for years . She has mobility problems due to being very overweight. They have a full renovation and adapted bathroom each time they move. The have a brand new car on mobility. They also have a holiday caravan they go to at weekends. I do have pride though that I have got this far through hard work .

vodkaredbullgirl · 08/12/2023 06:48

FrasierReboot · 07/12/2023 23:35

For lots of people living in social housing, it is a 'free' house as a large proportion have never worked a day in their lives and get their rent paid. Not a popular opinion on here but it is a fact and it is sickening tbh.

Really, most the people where I live do work.

rainpleasestop · 08/12/2023 05:27

I live in HA for over 55s and no bungalow can't be left to children (not that I have any) just your spouse if you die first.

gnarlynarwhal · 08/12/2023 04:05

Mumof2teens79 · Yesterday 09:20

But you have shared ownership and she hasn't been given a house, she is renting

But a lot of the time peoples homes end up having to be sold to pay for care home fees leaving hardly anything from the home to pass on to the children anyway.

salsmum · 08/12/2023 03:31

When they brought out the bedroom tax for those who were on benefits if they couldn't afford to pay for the extra room ( sometimes a tiny box room) they were indeed forced to give up their homes and move away. We used to have a lot of council flats overlooking the Thames in Woolwich where I worked when I was younger.., they pulled down the flats and have made them into posh apartments because the residents wanted the view that those working class clearly didn't deserve to enjoy. Angry
When I had a new ( not high end) kitchen fitted in my HA house the rent went up when I asked when it would go back down ( once kitchen paid for) I was told the rent won't go down so in effect we never stopped paying for the kitchen! 😐

FrasierReboot · 07/12/2023 23:35

For lots of people living in social housing, it is a 'free' house as a large proportion have never worked a day in their lives and get their rent paid. Not a popular opinion on here but it is a fact and it is sickening tbh.

TedWilson · 07/12/2023 21:50

YANBU, it would piss me off too. Presumably she gets housing benefit so technically doesn't "pay" her rent either (I'll prob be shot down in flames for that).

Emeraldrings · 07/12/2023 21:33

Dotjones · 07/12/2023 10:16

Social housing should be segregated from private housing - there should be specific estates for social housing so that situations like the OP's are less likely to occur. Also social housing should be means-tested on a regular basis, if people's income rises they should no longer qualify for social housing. Not necessarily be kicked out of their homes but rents should be increased to market levels.

Shall we also build walls and gates around those estates so that people in social housing don't contaminate house owners?
Or you could try and not be so ridiculous.

CasaAmarela · 07/12/2023 21:23

LakieLady · 07/12/2023 20:21

Do many councils still do that?

Here, adult children have no right of succession to council tenancies when the original tenant dies or goes into residential care.

I know one family personally that have - wasn't aware other councils had stopped it.

LakieLady · 07/12/2023 20:21

CasaAmarela · 07/12/2023 10:38

I agree. It would stop people keeping council houses in their families for generations when they don't even need them.

Do many councils still do that?

Here, adult children have no right of succession to council tenancies when the original tenant dies or goes into residential care.

GirrlCrush · 07/12/2023 20:15

Shared ownership is such a con

When do you ever get to 'own' it? In the meantime, you are renting still

IClaudine · 07/12/2023 19:58

Dymaxion · 07/12/2023 19:43

@anonqrtb who owns the other 60% of your house ?

Yes, good point. They got "given" it, I guess. Just like their family member.