Active discussions

Please or to access all these features

Talk
AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Original poster

Devastated- insurance advice please

61 replies

Chaneltheft · 08/10/2023 20:44

In London for the weekend , just returned to car to back windscreen smashed in, many items stolen but worst of all my Chanel bag which I returned to the car deliberately for safekeeping.

this is the only designer bag I have, saved for years and highly unlikely to ever be in a position to buy one again.

bag was very well hidden.

I have a crime ref and police have left notes and police tape on the car.

is there any chance at all that insurance will cover this ?

please please please help

OP posts:
Changingplace · 08/10/2023 20:49

Where were you staying that you thought leaving expensive items in the car was a safer option? I don’t think insurance will cover it but you can only try.

Penguinsmum · 08/10/2023 20:49

.so so sorry to hear that. I hope you get it sorted.

PinkFootstool · 08/10/2023 20:48

Where in the car? Your insurance policy will state where items left in the car may be covered.

Original poster
Chaneltheft · 08/10/2023 20:48

Yes I have the receipt

OP posts:
Happiestonthebeach · 08/10/2023 20:48

This is really crappy comment. OP obviously thought it was safer in her car and is feeling really upset. Try and have some empathy.

MatthewsMumFromTikTok · 08/10/2023 20:48

Do you still have proof of purchase?

Original poster
Chaneltheft · 08/10/2023 20:47

Not itemised under home insurance. To the comment of why I put it in the car . Was spending the day alone with a 5 year old and 17 week old baby. I knew I wouldn’t be able to have eyes on it at all times. Of course I now wish I kept it on me or left it at home !

OP posts:
Ratfinkstinkypink · 08/10/2023 20:47

Is it covered on your house insurance? Aviva paid out for a dSLR camera that was stolen from the boot of my car but it was the house insurance that covered it not the car insurance.

androidnotapple · 08/10/2023 20:47

Need to check your policy, most have a limit for contents in the car - mine was about £150 when car was stolen.

presumably something was on view to make them smash the windscreen, what was it?

HiggyHop · 08/10/2023 20:46

How on earth would you think a bag is safe in a car? What kind of safekeeping is that?

Definitelynotem · 08/10/2023 20:46

I don’t think car insurance would cover. Do you have it itemised on your home insurance? I have this for my engagement ring but I’m not sure if they would cover in this situation. Sorry about your bag OP, it’s rotten luck 😓

Swipe left for the next trending thread