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AIBU?

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Original poster

Inheritance question

44 replies

Zooeyzo · 07/10/2023 12:32

If an unmarried couple are living together but one person owns the mortgaged house what happens if that person suddenly dies?
Will it pass on to the kids even though they are children under 18?
Thanks if anybody can help with this.

OP posts:
Original poster
Zooeyzo · 07/10/2023 14:13

Yes parental rights.

OP posts:
Lovingitallnow · 07/10/2023 14:11

@Zooeyzo do they have PR? are they the kids guardian? Or named as the kids guardian in the will?

Original poster
Zooeyzo · 07/10/2023 14:08

@honeylulu but they can live in the house to look after the kids right?

OP posts:
Original poster
Zooeyzo · 07/10/2023 14:02

Thank you all. I had a sudden panic this morning about this.

OP posts:
honeylulu · 07/10/2023 13:13

The non-owning partner needs to either go on the deeds, or marry/civil partner the owner. If neither of those things happen the house will pass to the named beneficiary in the will who could be the partner. If no will then the house passes via intestacy law to the nearest blood relative(s). If there are children it will be them. The unmarried partner is entitled to nothing in that scenario.

Original poster
Zooeyzo · 07/10/2023 12:52

Thanks everyone.

OP posts:
Soontobe60 · 07/10/2023 12:41

In England, if you do not have a will, your estate is passed down according to the laws of intestacy. If your name is not on the house, it will pass down to your(the deceased) children.
easy solution, make a will

111111111a · 07/10/2023 12:39

Just write a will. So much easier!

Original poster
Zooeyzo · 07/10/2023 12:37

Sorry England

OP posts:
AllTheChaos · 07/10/2023 12:37

Zooeyzo · 07/10/2023 12:36

In UK law.

Which country in the UK though? There’s different laws in eg Wales to Scotland.

OhhhhhhhhBiscuits · 07/10/2023 12:36

Zooeyzo · 07/10/2023 12:36

In UK law.

There is no such thing as UK law. It is country specific.

sparklefresh · 07/10/2023 12:36

Zooeyzo · 07/10/2023 12:36

In UK law.

There's no UK law - Scotland is different from England and Wales

sparklefresh · 07/10/2023 12:36

sparklefresh · 07/10/2023 12:35

If they aren't married and the house isn't in joint names then the surviving partner has no entitlement and the kids inherit. The property will be held on trust and will be theirs when they reach 18.

Sorry, should have specified that this applies in Wales and England

Glorifried · 07/10/2023 12:36

If it's you and your partner either get married or get them to make a will ASAP.

Original poster
Zooeyzo · 07/10/2023 12:36

In UK law.

OP posts:
sparklefresh · 07/10/2023 12:35

If they aren't married and the house isn't in joint names then the surviving partner has no entitlement and the kids inherit. The property will be held on trust and will be theirs when they reach 18.

INTERNETEXPL0RER · 07/10/2023 12:35

The law is different in different countries so it depends where you live .

Does the owner of the house have a will and if so what does it say?

DustyLee123 · 07/10/2023 12:34

Has the potentially dead person made a will ?