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Are we classed as "poor" or average

341 replies

FutureMrsBourne · 17/09/2023 17:25

Sorry I couldn't think of a better word.
DH earns around £70k.
I only earn £12ph and work 3 days a week as we have 2 children under 5.
Most of my friends are on slightly more than me an hour but not massively, have maybe slightly nicer but similar houses, only really get their hair done in terms of beauty.. but most of DH's friends partners earn £50+.. have big houses with cinema rooms, bars.. have regular Botox, lip fillers etc.
we live in a 3 bed and semi and have saved since 2018 for a new kitchen.
Are we poor.. or average? I feel such a failure compared to DH's friends wives and I worked bloody hard for my qualifications that are rubbish pay!

OP posts:
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HerMammy · 17/09/2023 18:38

A household income of £80,000+ is not poor, how do you think ppl on NMW survive?
Absolutely fed up with posts like this, 'oh no we are skint, we only earn £80k' etc etc away and have a word with yourself.

CurlyhairedAssassin · 17/09/2023 18:35

Op, we have a similar income to you. We do not class ourselves as poor, obviously, as I am fully aware of median income. However, having mixed in different circles occasionally, I am also aware that there are some families with VASTLY bigger incomes than ours. The difference betweeen us and them, though, doesn't make us poor now, does it? Come on. It's just a fact of life that there will always be someone with more disposable income than yourself, and they can spend it on shit like botox and turkey teeth if they want, that's up to them.

I suspect that you are feeling slightly vulnerable when you think about your own income. I earn far far less than DH as we have effectively prioritised his career over mine (joint decision - complex reasons why). I sometimes wonder what would happen if he dropped dead or we divorced and I'd be on my own. Is that what is worrying you? If it hadn't been for an inheritance, I'd be fucked. And yes, before that inheritance that did make me feel kind of "poor" as an individual. (And DH was on less money then anyway)

If it's just a "keeping up with the Jones'" thing that's got to you, well, off you go and wring your hands about shit like that - you're on your own. It's shallow. You do you and your family, and let them do them and their turkey teeth and fillers.

superplumb · 17/09/2023 18:33

Devil's advocate but....depends on your outgoings. Someone earning 40k in a smallish house, small mortgage, no children or debt would be well off. Someone earning 80k paying of debt and have a huge mortgage and nursery fees will have less left over in the month...depends how much you have left, what outgoings are etc.

Desecratedcoconut · 17/09/2023 18:33

NowWhattt · 17/09/2023 18:29

Exactly. I have really raised my
eyebrows at this thread.

What, another one living below the Botox line? 😁

MrsBennetsPoorNerves · 17/09/2023 18:33

Threads like this are so crass. The OP must know that her household are far from poor. Starting a thread like this is in such incredible bad taste when so many families are struggling to put food on their tables right now. Get a grip, OP.

5128gap · 17/09/2023 18:32

Your wage is lower than average, so to use your own terminology, you would be considered one of the 'poorer' of the working population.
Your DH on the other hand earns significantly more than average so would not be considered poor.
If you ever found yourself living independently from your DH, in this economic climate you would probably struggle to cover essential expenditure with some left to participate in life and to prepare for the future. Which is one definition of poverty.

CantFindTheBeat · 17/09/2023 18:32

Everyonesliverlovesparvo · 17/09/2023 18:28

@CantFindTheBeat £14.53ph

Presume this is net and after pension contributions? And your pension terms which are largely impossible to match in the private sector?

Presume you are also new to the role and will advance which will considerably increase your salary?

Barnowlsandbluebells · 17/09/2023 18:32

You're benchmarking yourself against people much wealthier than you so no wonder you feel 'poor'. If your DH's friends have much higher earning partners then of course they'll have a lot more disposable income than you. They also possibly have additional wealth from inheritances, investments and/or side hustles. Comparison is the thief of joy as you've found out.

NowWhattt · 17/09/2023 18:29

FawltyTower · 17/09/2023 17:31

So you earn what...£13k?

Your income is below average. Your household income is not. You're not poor, as a unit.

Google could have told you this.

Exactly. I have really raised my
eyebrows at this thread.

Greengagesnfennel · 17/09/2023 18:28

No not poor. Not average either.

You have above average income.

BMW6 · 17/09/2023 18:28

I'm surprised OP earns as much as 20k PA given the low level intelligence she exhibits.............

MadameMaxGoesler · 17/09/2023 18:28

You're in the top 6% of household income nationally according to the IFS tool.

Everyonesliverlovesparvo · 17/09/2023 18:28

@CantFindTheBeat £14.53ph

Doyoumind · 17/09/2023 18:28

I'm sure this thread was meant to offend, and it does.

Lifeomars · 17/09/2023 18:28

You must be dreading your winter fuel bills, and as for Christmas, well I hope you manage to survive without botox and a lovely set of glowing Turkey teeth

MargaretThursday · 17/09/2023 18:27

I think the "am I poor with only earning wages most people can only dream of" must be the new variation of "how did my child do in their SATS, I don't understand, because all I have is 120 for each paper".

I'm never quite sure if they are meant to be stealth boasts or funny. Because no one ever asks "is my child doing okay: they scored 89 and lower in their SATS" or wonders if their household income is under £20k, whether they're classed as poor.

Curiosity101 · 17/09/2023 18:26

MN isn't the best place to ask. I'd recommend checking your household incomes on one of the percentile calculators. I wouldn't have thought you're lower centiles with that income though.
https://ifs.org.uk/tools_and_resources/where_do_you_fit_in

People choose to spend their money differently. And whilst outwardly they may seem comparable, you never know enough to make assumptions. I don't recommend making comparisons generally.

Your household's income : Where do you fit in? | Institute for Fiscal Studies

When you think about your income, do you feel rich, poor, or just plain average? Find out where you lie in the UK income distribution.

https://ifs.org.uk/tools_and_resources/where_do_you_fit_in

Candlelight34 · 17/09/2023 18:26

FutureMrsBourne · 17/09/2023 17:32

@pinkpanther2023 if my wage was pro rata to full time I would only be on around £20k too x

Combined income of 90k is not poor nor average.

SleepingStandingUp · 17/09/2023 18:26

Do people really love such narrow lives?

Aibu to think a family income of 85k makes us poor?

I mean seriously, perhaps use some of your free time to get it into the world and volunteer for a food bank or such

ThePickledPickle · 17/09/2023 18:25

Well above average.
This has got to be a stealth brag. Surely nobody with this income can genuinely believe they might be classed as average income not alone poor .

CantFindTheBeat · 17/09/2023 18:25

Everyonesliverlovesparvo · 17/09/2023 18:23

Crikey I’m a qualified ICU nurse with 25 years experience and don’t earn that much more than £12ph last time I looked.

I doubt that.

Rewis · 17/09/2023 18:25

I feel poor compared to my friends. But realistically I know that my income is above average. Your friend buying £700k houses are not the average and people below it are not poor.

HideTheCroissants · 17/09/2023 18:24

I feel that we are very comfortable. DH doesn’t quite earn £70k and I earn just under the tax threshold so less than OP. We have lots if savings and have what we consider to be a good lifestyle.
I think OP is definitely above average in terms of U.K. household income.
I think anyone on higher tax rate (which you would be on £70k) is in the top 10% of earners……

Notagains · 17/09/2023 18:23

Strange question. Do you need to give yourself a label? For what it's worth 70k is a large income and much more than many households are living on.

Everyonesliverlovesparvo · 17/09/2023 18:23

Crikey I’m a qualified ICU nurse with 25 years experience and don’t earn that much more than £12ph last time I looked.