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Are we classed as "poor" or average

341 replies

FutureMrsBourne · 17/09/2023 17:25

Sorry I couldn't think of a better word.
DH earns around £70k.
I only earn £12ph and work 3 days a week as we have 2 children under 5.
Most of my friends are on slightly more than me an hour but not massively, have maybe slightly nicer but similar houses, only really get their hair done in terms of beauty.. but most of DH's friends partners earn £50+.. have big houses with cinema rooms, bars.. have regular Botox, lip fillers etc.
we live in a 3 bed and semi and have saved since 2018 for a new kitchen.
Are we poor.. or average? I feel such a failure compared to DH's friends wives and I worked bloody hard for my qualifications that are rubbish pay!

OP posts:
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FarmGirl78 · 17/09/2023 21:15

FutureMrsBourne · 17/09/2023 17:32

@pinkpanther2023 if my wage was pro rata to full time I would only be on around £20k too x

You can't claim you're poor because you only earn £13k (or £20k if you were full time) when your OH earns £70k.

That's like me saying "I'm poor, My part time evening job only earns £80 a week" when I'm also working a full time job earning £35k.

RoseMartha · 17/09/2023 21:00

Maybe you need to make friends in different circles. And dont compare yourselves to your friends. Possessions and holidays and botox are not what brings true happiness.

Maybe you need to sit down and go through your finances and see where you can cut back a bit to save more money for the new kitchen. Is the kitchen you want to get high end, if so go for a cheaper one.

You are not poor.

I think maybe you are spending more money than you think on bits and pieces which is easily done and maybe could be trimmed down.

Comedycook · 17/09/2023 21:00

Your husband is on a reasonably good salary, though it won’t go far if you’re in London

We live in london on a similar income and we feel very financially comfortable.

Fairydustxox · 17/09/2023 20:43

I'm sure you've come on here to gloat. Your husband earns 70k and you're asking if we think you're poor or average? 🤦🏼‍♀️

Thedogscollar · 17/09/2023 20:37

FutureMrsBourne · 17/09/2023 17:32

@pinkpanther2023 if my wage was pro rata to full time I would only be on around £20k too x

What qualifications did you work so hard for that pays just above minimum wage?

Surely you know YABU and quite frankly ridiculous if you honestly think £70k year falls into the poor or average sector 🤔
I hope your qualifications aren't in finance.

supersop60 · 17/09/2023 20:26

If you have enough money to pay your bills (mortgage/rent, utilities, WiFi, car stuff) and food, and not worry about it, you are not poor.
It's sad, OP, that someone who has Botox can make you feel like a failure - maybe you could have a think about what's really important to you.
You are OK and you are good enough.

NumberTheory · 17/09/2023 20:20

FutureMrsBourne · 17/09/2023 17:32

@pinkpanther2023 if my wage was pro rata to full time I would only be on around £20k too x

That’s not a good wage. Your husband is on a reasonably good salary, though it won’t go far if you’re in London, but financially you personally are well below average.

Have you considered trying to change career to something that pays more? You say you worked hard to get your qualifications which makes me think you’ve probably gone into a line of work that’s traditionally done by women and poorly valued. So you can probably earn significantly more if you’re prepared to look at more traditionally masculine roles and work patterns and insist your DH supports you in transitioning.

Ontheperiphery79 · 17/09/2023 20:20

OP, poor is threadbare clothes and too small shoes, no food in the cupboards, no toys or books, being sent by my parent to scrounge off neighbours, the local shop, and, failing that...bins behind shops, having no electricity, no toilet or bathroom, no water...
That's what I remember what poor looked and felt like in my childhood.
So, being in a run down flat with broken furniture, with my 2 ND kids (I'm also ND and have physical disabilities), I feel pretty bloody blessed and rich in comparison with so many people less fortunate than us. Yeah, we've had to use foodbanks and accept charitable that we have been generously offered, but my children have never had to feel that God awful feeling of the permanent tummy ache and lethargy from malnutrition.

Handcreamqueen · 17/09/2023 20:18

Maybe start making some friends who are on similar or lower incomes, maybe then you won’t feel so bad about things.
Comparing yourself to others is preventing you from seeing how great your life actually is, so many of us would love a household income like yours.
You really need to take stock of your life and your aspirations. Do you really envy women who have Botox and blinding white Turkey teeth?

80skid · 17/09/2023 20:18

With a mindset like that, you will always be poor regardless of income.
I have met financially "poor" people far, far richer than you.

Vettrianofan · 17/09/2023 20:13

70k, absolute paupers.

FreshStart12345 · 17/09/2023 20:13

Cor dh and I spend 6years having a joint income of 28k. Not once did I feel poor. I'd been a single parent on benefits, I knew what poor was. 28k was comfortable.

82k?? You are having a fucking laugh.

Clarinet1 · 17/09/2023 20:13

YABU to take fillers, Turkey teeth and home
bars as the measure of wealth.
Also, the education you mention clearly didn’t teach you that countries, such as Turkey, should be spelled with a capital.
Finally, may be you need better friends or therapy.

AutumnSalad · 17/09/2023 20:11

Surely this is a wind up...

Imagine being on benefits or earning 20k as a Lone parent and reading this.

Zigzagga · 17/09/2023 20:11

No you are not poor, but think everyone has covered that off nicely.

I would say though that you just shouldn't compare finances, it's such a mystery what people are on, how big their mortgages are, how much debt they have, if they spend constantly on credit cards, have flashy cars on finance, have no savings but spend all their income on flashy things every month.

I'd absolutely love to have a nose at people's finances, I find it so fascinating!

FootprintsOnTheCeiling · 17/09/2023 20:10

My DH earns £13,000 pa and I earn £19,500 pa - @FutureMrsBourne are we poor?
I don’t worry myself with what my friends spend their money on.

UsingChangeofName · 17/09/2023 20:09

The very fact that one of the adults must be paying tax at the higher rate ought to be a bit of a clue Hmm

I don't suppose @FutureMrsBourne is coming back though ?

missmollygreen · 17/09/2023 20:08

Abbimae · 17/09/2023 19:37

£70k household income? Is this a joke or

90k household income, 70k is just the husbands pay.

Some people are truly out of touch with reality

Missmarplesknittingbuddy · 17/09/2023 20:06

Whether this is a genuine post or not I am truly embarrassed for you Op .

Imamumgetmeoutofhere · 17/09/2023 20:06

@Sparkleshine21 it's just shit. People who haven't been there just don't understand. I wore holes through the bottom of my shoes but because I couldn't afford to replace them I put insoles in them and wore sandwich bags over me feet so they didn't get wet on bad days. I really do genuinely sympathise with those struggling as we have been there when our eldest was a baby. Income of £18,500 a year jointly and that included tax credits and child benefit (hence the walking an hour and a half each way to work and taping up old shoes).

I'm just so thankful every day to not be in that situation any more. It's been a long hard struggle and we have had to sacrifice a lot. We are not wealthy by any stretch and our outgoings are rather high due to mortgage costs and one of the highest council tax rates in the country but have a roof over our heads, food in our bellies, can put the heating on in winter and can afford to take the bus when the weather is bad / don't want to walk and to me that's worth so much more than cinema rooms, Turkey teeth and Botox like the OP is talking about

CheeseCakeSunflowers · 17/09/2023 20:05

A quick google tells me that average uk household disposable income is £32,300.
I would say you are well off with possibly rich friends.

Arniesleftleg · 17/09/2023 20:03

Based on your family income, we're poor. 😳

Wanttobekind · 17/09/2023 19:59

Words fail me. Get a grip. Of course you’re not bloody poor. Read the fucking news and learn about reality.

OnedayIwillfeelfree · 17/09/2023 19:59

I’d class you as a piss taker. Did it make you feel good to announce your husband earns £70k and then ask in your little Minnie Mouse voice ‘ooh are we poor’? I’m sorry for you that you can’t appreciate your blessings.

Sparkleshine21 · 17/09/2023 19:56

@Imamumgetmeoutofhere thats literally me at the moment! I take her on the bus to school as it’s a 40 min walk and she’s six so she can’t manage it, i then walk to work and back before school ends and get the bus home with her. If I don’t have my daughter with me, you best believe I’m walking everywhere to save money.