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AIBU?

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Original poster

UC entitlement

37 replies

user26758 · 28/08/2023 09:24

Sorry not really AIBU but really need help with a UC calculation. I know there's calculators online but I don't know how accurate these are and I want to know before I make the claim. I've never claimed anything before so it's really overwhelming me and I don't know where to start. Is there anybody here who would help me? My circumstances are below:

Couple over 25 with 1 child who receives middle rate DLA, no mobility element as under 5.
Partner works & earns £21k.
Rent £800
No savings/any other capital

Please advice needed

OP posts:
Densol57 · 28/08/2023 09:58

user26758 · 28/08/2023 09:51

Is carers allowance paid with UC or is that a separate payment?

Carers allowance - separate place to claim and QUICK to process too

carers element with uc claim

WitsHaveEnded · 28/08/2023 09:58

user26758 · 28/08/2023 09:51

Is carers allowance paid with UC or is that a separate payment?

Paid separately but will be deducted from your UC award. You should get a Carers Element and Disabled Child Element included in your award though which will offset the deduction.

Google "entitledto calculator" and put all of your details in, it needs things like your postcode to work out your rent award and any council tax support you may be entitled to etc.

Original poster
user26758 · 28/08/2023 09:51

Is carers allowance paid with UC or is that a separate payment?

OP posts:
Original poster
user26758 · 28/08/2023 09:49

No I've never claimed any benefits before, I currently work full time but circumstances mean I have to give up work to care for my son

OP posts:
Testina · 28/08/2023 09:45

user26758 · 28/08/2023 09:38

I understand it can take 5 weeks to receive a payment. This is a long time though with no income, what are people supposed to do in that instance? I have no savings to cover the bills before the payment comes?

Are you on Tax Credits now?
What are you losing in the 5 week wait?
Anyway, you can get an advance.

idsisatwat · 28/08/2023 09:42

When you apply for UC, make sure you put that you’re a carer. Otherwise you won’t be entitled to the carers element.
As a pp stated, you can also claim Carer’s Allowance (this will be deducted from your UC, but you would still need to explicitly state you’re a cared on the UC application)
Entitled to is really accurate.

Roosmarjin · 28/08/2023 09:41

They will only pay your eligible rent (LHA) so if your eligible rent was £600, that's the maximum they'd pay and you'd need to make up the shortfall.

The current rates can be found on your local council website.

WitsHaveEnded · 28/08/2023 09:40

user26758 · 28/08/2023 09:38

I understand it can take 5 weeks to receive a payment. This is a long time though with no income, what are people supposed to do in that instance? I have no savings to cover the bills before the payment comes?

You can apply for an advance payment, which will then be deducted from your entitlement each month until it's paid off

Original poster
user26758 · 28/08/2023 09:38

I understand it can take 5 weeks to receive a payment. This is a long time though with no income, what are people supposed to do in that instance? I have no savings to cover the bills before the payment comes?

OP posts:
Densol57 · 28/08/2023 09:35

Yes - I can tell easily that you would get some UC.
I find “turn to us” more user friendly but they are both VERY accurate

You would get :-
family element
child element

  • disabled child element carers element ( addition to carers allowance ) rent paid

All on a sliding scale with income taken into account

plus DLA - note - mobility claim is available from age 3

carers allowance for you if eligible

child benefit

hope this helps x

whatdidshedotogetahillnamedafterher · 28/08/2023 09:30

Hi ..the online calculators are usually very good. The Entitled to one offers a universal credit calculator which I found accurate to within a few pounds. I do understand its daunting though .Maybe try that one,Submit your circumstances and see what it comes up with. Sorry I cant help anymore but try that.Best Wishes x

MansfieldLark · 28/08/2023 09:29

Entitled to. Co.uk is very accurate