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Using your own car for work?

109 replies

girlfriend44 · 16/08/2023 21:09

I don't mean driving to work, I mean using your own car as part of the job. Visiting People and Places etc as part of the Job.

Although you get paid mileage, that dosent really cover the true cost of using the car for example wear and tear?

You see alot of jobs say must drive but how many people are getting the true cost of using their car back.

Does it annoy you?

OP posts:
UsingChangeofName · 17/08/2023 00:28

I think some of this is going to depend on what mileage you do.
Then if you need to carry round loads of equipment.
When I started my present job, there was different mileage rates depending on the size of your car (engine).

The way I think of it, is that I have a car anyway. I haven't bought a car / I don't run my car just because of this job, so I'd be paying all the expensive part of car ownership anyway - purchase price / depreciation, car tax, MOT, insurance, wear and tear.
So - although technically wear and tear is more, I don't do thousands of miles a year so I don't think it has that much impact - in my mind, the 45p per mile is FAR more than it costs in petrol, so I am happy with that.

If you wouldn't otherwise have a car though, I can see you'd be looking at it from a very different perspective.

marmaladeandpeanutbutter · 16/08/2023 23:37

It was 45p in the 1990s!

Cracklecrack · 16/08/2023 22:30

Yup it annoys me. I’m on 40p a mile. The same payout it’s been in nearly 20 years of public sector working. Car goes in the garage more than if i didn’t use it for work. But then working annoys me so maybe it’s that.

GladAllOver · 16/08/2023 22:16

Of course you will be paying the extra insurance premium for driving your car on business. That isn't worth it for just a few miles a year.

Pineapplemonkey · 16/08/2023 22:12

Of the 45p only around 12p is for fuel (this is as per HMRC), the rest is for wear and tear. My car does around 450 miles a tank which at 45p a mile would get me just over £200. To fill up its around £65. That’s £135 for wear and tear. Unless you have a super gas guzzling car (and it would have to be really really gas guzzling) or have some kind of super duper premium car (think Ferrari, Lamborghini etc) there is no way you won’t profit from 45p a mile.

So no, it doesn’t annoy me because I think it’s a fair amount

PeskyPotato · 16/08/2023 22:06

It's been 45p since 2011, it's time it was increased again.

bellalou1234 · 16/08/2023 22:05

Girliefriendlikespuppies · 16/08/2023 21:33

Is that a lease car?

I'm an nhs community nurse and I get 52p a mile. I make money on the millage because I have a very small, economical car.

No my own car I will look into this. We normally have access to a fleet of cars but when they all taken we use our own .

Peanutbutterandmarmalade64 · 16/08/2023 22:00

VisionsOfSplendour · 16/08/2023 21:40

Employers can't claim back the mileage they pay form anyone. That can pay as much as they like as long as all the tax is done properly

I used to claim back from HMRC when we ran a Ltd Co a few years ago. I based my reply on that. As stated, unsure if rules have since changed

theysaiditgetseasier · 16/08/2023 21:56

Interesting thread as I'm just applying for a job that requires my car for travel and the rate is 45p per mile,

when I did this in the past I was actually more in pocket, that was 7 years ago so interesting to hear from someone others!

BIossomtoes · 16/08/2023 21:44

Marwoodsbigbreak · 16/08/2023 21:42

But @BIossomtoes that doesn’t cover depreciation from the additional mileage, tyres etc etc etc

It did for me. I get 450 miles from a tank of petrol. I know petrol’s gone up but it’s never cost me over £200 to fill up yet.

Marwoodsbigbreak · 16/08/2023 21:42

But @BIossomtoes that doesn’t cover depreciation from the additional mileage, tyres etc etc etc

BIossomtoes · 16/08/2023 21:40

I was always happy to use my car as long as the petrol was covered. I’ve driven hybrids for the last seven years so on that basis I was in profit at 45p a mile.

VisionsOfSplendour · 16/08/2023 21:40

Peanutbutterandmarmalade64 · 16/08/2023 21:37

It's all to do with what a business can claim back based on HMRC rates. Always used to be 45p per mile for first 10000 miles, 25p (I think) thereafter. Haven't dealt with this for a few years, rates may have changed recently?

Employers can't claim back the mileage they pay form anyone. That can pay as much as they like as long as all the tax is done properly

perpetuallybusy · 16/08/2023 21:38

Really annoys me - to a point I now refuse to use my own car for work. I faff about with public transport or book a pool car (which I have to cycle to collect). Neither public transport use or cycle/ pool car leaves me out of pocket.

I'm classed as a hybrid worker, but spend 80% of my working hours WFH. My base is 14 miles away. I always cycle commute when I go there. I have to go to alternative places (not my base, not home) several times a week to work. My employer will only pay me mileage on anything above home - base - home. It stinks! Hence I now refuse to use my car.

As a previous poster pointed out the rate of 45p per mile hasn't gone up since 2011. Yet, insurance, parts/ labour and fuel have gone up significantly over that time. Arguably roads are also in a significantly worse condition, so I am more likely to cause wear and tear to my car thanks to all the potholes!

Peanutbutterandmarmalade64 · 16/08/2023 21:37

It's all to do with what a business can claim back based on HMRC rates. Always used to be 45p per mile for first 10000 miles, 25p (I think) thereafter. Haven't dealt with this for a few years, rates may have changed recently?

Coralsunset · 16/08/2023 21:34

Well I trust the AA on their calculations so if they say it should be 63p now, then that justifies staff refusing to drive their cars on business.

I just couldn’t afford to lose all that money.

Cars may be more fuel efficient overall since 2011 but my car was built in 2014.

Girliefriendlikespuppies · 16/08/2023 21:33

bellalou1234 · 16/08/2023 21:25

I get 22p a mile nhs nurse.

Is that a lease car?

I'm an nhs community nurse and I get 52p a mile. I make money on the millage because I have a very small, economical car.

MereDintofPandiculation · 16/08/2023 21:32

PrueRamsay · 16/08/2023 21:29

The HMRC rate has been 45p a mile since April 2011. Think how much inflation there has been since then!

Equivalent to 62p now. But on the other hand, mpg has increased enormously, so although pay more for petrol you use a lot less of it.

PrueRamsay · 16/08/2023 21:29

DustyLee123 · 16/08/2023 21:23

We were put up to 45p when the price of petrol sky rocketed. Any more and it affects your tax I believe.

The HMRC rate has been 45p a mile since April 2011. Think how much inflation there has been since then!

MereDintofPandiculation · 16/08/2023 21:28

WhatCameFirstTheChickenOrTheDickhead · 16/08/2023 21:14

The 45p is to cover wear and tear as well, although I think the AA have recently recommended it should be increased to around 63p due to increased costs.

THough petrol costs have if anything decreased through cars doing many more miles per gallon since the 45p per mile rate was set

Ifeelsuchflutterings · 16/08/2023 21:27

We get 45p a mile and an extra 5p a mile for each passenger which is useful because it encourages car sharing, but we can also get a hire car for longer distances too

Marwoodsbigbreak · 16/08/2023 21:27

The mileage rate should be over 60p a mile now, so you are subsidising your employer by 15p a mile if your getting 45p.

At my workplace staff are working to rule on this. Nobody will use their own car until employer pays the actual rate (allowing for the tax we would have to pay for the additional 15p per mile)

This means they are shelling out for taxis and trains, and having to swallow really long travel times (which is all part of our working day) We will just keep it up until they cave or give us fleet cars the same as the grade above me. I get paid for spending hours on trains. It’s crazy, but nothing they can do to force us.

Some colleagues have sold their cars or not replaced cars that died.

bellalou1234 · 16/08/2023 21:25

I get 22p a mile nhs nurse.

supersonicginandtonic · 16/08/2023 21:25

I get 45p a mile. Doesn't cover my fuel really but I knew that when I accepted the job.

DustyLee123 · 16/08/2023 21:23

We were put up to 45p when the price of petrol sky rocketed. Any more and it affects your tax I believe.

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