I’m swinging from being broken to furious and back again but right now I need to draw on people who have more knowledge/experience than me.
Been married for 12 years. 2 children. DH has always had an unhealthy relationship with drink but it kind of sat within social norms if that makes sense. Recently the balance has tipped as he’s been taking binges that last a few days. The pattern is - disappear for 2 days binge drinking. Reappear, be broken and remorseful, stop drinking for 6-8 months. And repeat.
Fast forward to now. He’s not been seen or contactable since first thing on Fri. I’ve made the commitment to separate. Told friends. Moved all his stuff into the garage. Locks changed.
The house is in my name. I can afford it (just) on my wage. I have no debt. I dealt with all finances through my account and he would pay X amount in to me. No joint accounts. No joint debt.
My question is- he has debt. When we separate will I be liable for any of it?
My emotions around his behaviour/out children/separation etc have to be put to one side just now so I can be practical in my planning.