Please or to access all these features

AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

DD's uni costs

753 replies

WarriorWalrus · 10/07/2023 11:26

DD1 is 17, 18 at the start of August. DH and I can't agree on what costs we should be covering while she is at uni and what she should budget for herself.
Due to our income DD only qualifies for the most basic maintenance loan. We have savings for her, so it won't be out of our monthly income (though I intend to keep putting money into her savings while she is at uni). Her grandparents have offered to pay for her accommodation (£350 a week).
So far we haven't figure out how much her monthly allowance from us will be, but we disagree on what this should cover. DH thinks the amount we set should cover everything, food, clothes, socialising, club fees, holidays etc.
I think food, socialising and day to day clothes sure, but she plans to join one of the sports teams so I think we should pay for the initial registration cost and kit costs, allow her to use money from the savings for travel, she currently gets private coaching in her sport, I think we should pay for this to continue at uni (I know she wants it to) and step in with extra money for more expensive clothes for events or such.
We don't want her to and she doesn't intend to get a job (Uni, Socialising, Sport and extra work to help future career should take up most of her time). But we do want to teach her to budget.
AIBU to think the additional things should be covered by us, anyone with Uni aged kids got a rough idea of how much she will need monthly?

OP posts:
Thread gallery
10
sweepleall · 10/07/2023 21:41

I'm a big tennis fan and I can't think of a professional player at all recently who makes a reasonable but didn't go pro until after 23 (presumably later since she is just starting another degree) - the closest I can think of are the ones who played in the American university system like Amber Liu or Danielle Collins which is of a much higher standard than the UK equivalent. I don't think it's realistic to think she still has a decent shot (no pun intended) at a pro career. At this point, it's a hobby.

WarriorWalrus · 10/07/2023 21:39

notwavingbutdrowning1 · 10/07/2023 21:33

I know many children who have much more than my children do.

I'm sure you do, OP, but in order to gain some perspective you should be measuring what they have against the children who have less.

I really don't understand this, forgive me.
Are you saying we should have only given our children as much as lower earners can give there children?
Why have I worked to get to where I am (not saying others don't work as hard or harder for less money, but I have worked to get to where I am) If not so my children can have a better life than I had? Is that not the goal?
I waited until I was older, earning more etc. to have children and only had two spread 4 years apart to ensure I could give them a nice home, no financial stress and give them opportunities such as sports coaching, tutoring and music lessons. Is this not good parenting? Should I have raised them without these things because other children don't have access to them?

OP posts:
SnackSizeRaisin · 10/07/2023 21:34

WarriorWalrus · 10/07/2023 13:34

I'm honestly quite shocked at how many people fail to see both the importance of and time sport can take up. DD has the potential to go pro, she didn't interested in doing this right now, but luckily it isn't a sport you age out of at 22, she has time to change her mind and wants to keep practicing and competing.

Also shocked at the sentiment some people have towards children from privileged backgrounds. DH and I are both teachers (He is a head in a state secondary school, I recently moved to the private sector, where I am head of the Junior School). When our DD was born 17 years ago, I was Depute-Head at a primary school, DH was a Department Head.
Our children have not always been privileged. We worked extremely hard to be where we are. Our kids have been state educated throughout.
DD1 has had a lot of time given to her sport, travelling, coaching etc.
They don't have designer clothes, the newest tech etc.

Having now spoke to DH on his lunch, he has informed me that DD said to him she might like to work in a bar or restaurant a couple of evenings a week, so perhaps DD has intentions to work that I didn't know of (she is currently travelling so can't ask).
Those who have been disparaging about giving jobs to people from privileged backgrounds seem cruel!

Sounds like you are over compensating a bit here. It's good to be independent and try hard. You sound justifiably proud of what you have achieved and what you can give your children. Would you feel the same if you hadn't struggled, if your parents had paid for everything and you had no financial independence? Are you providing excessive cash for your daughter because it benefits her or because it makes you feel good? There are a lot of dissatisfied millennials about for this reason.

Personally I'd support the sport but not top up her loan as she's already getting a very generous amount from grandparents.

notwavingbutdrowning1 · 10/07/2023 21:33

I know many children who have much more than my children do.

I'm sure you do, OP, but in order to gain some perspective you should be measuring what they have against the children who have less.

Sissynova · 10/07/2023 21:28

WarriorWalrus · 10/07/2023 21:13

To clarify these nice things aren't designer clothes, it is expensive sports coaching, travel, second hand tech etc. I know many children who have much more than my children do.

It’s irrelevant what it is, whether it’s designer clothes or holidays and private coaching, the fact is the same - your DD didn’t say she would work hard for them, she said if she didn’t have nice things then she wouldn’t work hard anymore! That’s pretty much the definition of spoiled and entitled.

Ifs not about how much money you have, children can be loaded and spoiled or come from more modest backgrounds and still be spoiled and entitled.

WarriorWalrus · 10/07/2023 21:25

Gerrataere · 10/07/2023 21:20

Gosh I wish I’d put a pound down that’s what you’d reply because I simply knew you’d revert to a direct definition. Whilst I disagree with ‘brat’, ‘spoiled’ is fully within a reasonable assumption and opinion based on the information you yourself have given. You have listed how your daughter will be provided for to a tee, in many an unnecessary fashion and completely untypical for the average uni student. She will be in accommodation, fully paid for and well above cheapest option, she will have an allowance to make her comfortable, she will have her hobby fully covered - that is spoiled. It doesn’t necessarily mean she will become lazy or uninspired to work harder due to being spoiled, but the fact remains that this is the position you are happy to present to her. An easy breeze through what is to most a huge opportunity in learning true adult lessons in practicalities. I hope she appreciates it in the long term but you cannot demand others not hold a negative opinion of ‘playing on easy mode’. As many have said, it comes with its downsides - that is not prejudice.

I think my opinion when I made the post and what it is now has changed.
At first I was fully we will cover anything, let her breeze through.

Now it is loan to cover all day to day expenses, sports covered, holidays etc. DD finds a way to make money (be that coaching, parttime job, summer jobs, up to her). Accommodation is nothing to do with me and would need to b covered by us to some extent no matter what as minimum loan expects parental contribution.
Not sure what more I can do?

OP posts:
Gerrataere · 10/07/2023 21:20

WarriorWalrus · 10/07/2023 21:11

This is the definition of prejudice
"preconceived opinion that is not based on reason or actual experience"

Gosh I wish I’d put a pound down that’s what you’d reply because I simply knew you’d revert to a direct definition. Whilst I disagree with ‘brat’, ‘spoiled’ is fully within a reasonable assumption and opinion based on the information you yourself have given. You have listed how your daughter will be provided for to a tee, in many an unnecessary fashion and completely untypical for the average uni student. She will be in accommodation, fully paid for and well above cheapest option, she will have an allowance to make her comfortable, she will have her hobby fully covered - that is spoiled. It doesn’t necessarily mean she will become lazy or uninspired to work harder due to being spoiled, but the fact remains that this is the position you are happy to present to her. An easy breeze through what is to most a huge opportunity in learning true adult lessons in practicalities. I hope she appreciates it in the long term but you cannot demand others not hold a negative opinion of ‘playing on easy mode’. As many have said, it comes with its downsides - that is not prejudice.

sweepleall · 10/07/2023 21:18

WarriorWalrus · 10/07/2023 21:09

Before I put this to rest.

What do people want me to do to ensure DD is entitled?
Make less money? Go back and take any privilege she had off her?
She doesn't get everything handed to her, agreed that we won't giver her than maintenance loan (and sports coaching, but that is separate, potential to be a career). What else should I do?

So I posted earlier in the thread what my parents did which I think worked.

But in short, I think giving her a budget so she has to prioritise and budget would be a good start.

Also encouraging her to get a job to pay for more luxury things like holidays.

I don't know whether you meant it to come across this way but it sort of sounded like you basically planned to just pay for anything your DD asked you for, which I don't think is an optimal way to raise someone to become independent.

Littlemissprosecco · 10/07/2023 21:15

You’ve posted on mums net, you’re getting a hard time, ignore it! Each to their own, she’ll be fine.

WarriorWalrus · 10/07/2023 21:13

Sissynova · 10/07/2023 21:11

Your DD told you she wouldn’t work as hard if she didn’t have nice things! That’s a pretty spoiled thing to say.

To clarify these nice things aren't designer clothes, it is expensive sports coaching, travel, second hand tech etc. I know many children who have much more than my children do.

OP posts:
clary · 10/07/2023 21:11

I know this is not what the thread is really about @WarriorWalrus but I would like to reiterate what @ZeldaWillTellYourFortune said about a career in journalism. That's all very true and relevant.

You say your dd plans this career and pursuing this aim will eat up her time. Just wondering again, what has she done so far? The world of journalism is so so competitive hence the poor pay - bc they can) so if she is really committed I woukd expdct her to have done lots so far. If not, maybe she would be better to consider a different tack - the civil service as suggested upthrrad is a good idea tbh.

WarriorWalrus · 10/07/2023 21:11

Gerrataere · 10/07/2023 21:07

You’re being ridiculous and using that word completely out of context. Your daughter hasn’t been denied anything for who she is or where she has come from. She never will, you are seeing to that. People having opinions based on the information you have given us is not ‘prejudice’.

This is the definition of prejudice
"preconceived opinion that is not based on reason or actual experience"

OP posts:
Sissynova · 10/07/2023 21:11

WarriorWalrus · 10/07/2023 21:05

There is definitely prejudice here on the type of person DD is (spoiled brat has been said, entitled) considering know has met DD is basing it off of what they know of her background that is prejudice!

Your DD told you she wouldn’t work as hard if she didn’t have nice things! That’s a pretty spoiled thing to say.

WarriorWalrus · 10/07/2023 21:09

Before I put this to rest.

What do people want me to do to ensure DD is entitled?
Make less money? Go back and take any privilege she had off her?
She doesn't get everything handed to her, agreed that we won't giver her than maintenance loan (and sports coaching, but that is separate, potential to be a career). What else should I do?

OP posts:
Gerrataere · 10/07/2023 21:07

WarriorWalrus · 10/07/2023 21:05

There is definitely prejudice here on the type of person DD is (spoiled brat has been said, entitled) considering know has met DD is basing it off of what they know of her background that is prejudice!

You’re being ridiculous and using that word completely out of context. Your daughter hasn’t been denied anything for who she is or where she has come from. She never will, you are seeing to that. People having opinions based on the information you have given us is not ‘prejudice’.

WarriorWalrus · 10/07/2023 21:05

Gerrataere · 10/07/2023 20:59

I needed and learnt this a lot of prejudice against young adults from comfortable families.

I completely understand wanting to give your kids the best in life and money does help with that, but this comment is totally out of line. Poor little rich kids facing ‘prejudice’, because some snarked about tennis lessons 🙄. Get a grip as the old Mumsnet saying goes. Your daughter won’t know prejudice if it hit her with a racket…

There is definitely prejudice here on the type of person DD is (spoiled brat has been said, entitled) considering know has met DD is basing it off of what they know of her background that is prejudice!

OP posts:
Gerrataere · 10/07/2023 20:59

I needed and learnt this a lot of prejudice against young adults from comfortable families.

I completely understand wanting to give your kids the best in life and money does help with that, but this comment is totally out of line. Poor little rich kids facing ‘prejudice’, because some snarked about tennis lessons 🙄. Get a grip as the old Mumsnet saying goes. Your daughter won’t know prejudice if it hit her with a racket…

Usernamen · 10/07/2023 20:58

notwavingbutdrowning1 · 10/07/2023 20:11

I think saying they hope DD doesn't get jobs such they hope she is penalised

I'm not aware that anyone has said they hope she doesn't get jobs, just that her lack of work experience will be held against her.

But just because you're privileged doesn't mean you're entitled to a job! She's had every opportunity in life so far, by the sound of it, because you have been able to buy it for her. Once she's in the job market, that won't apply any more. And quite right too.

If only that were the case. A privileged background is practically compulsory in some industries! Not necessarily to get your foot in the door (graduate recruitment has become far more meritocratic in recent years thankfully) but once in an organisation those who “fit in” are often favoured when it comes to promotion and the best opportunities. People like to work with like-minded people who they have a lot in common with. If you can bond over where you go skiing and your gap year experiences, I’m afraid that’s still a huge advantage.

notwavingbutdrowning1 · 10/07/2023 20:57

got the answers I needed and learnt this a lot of prejudice against young adults from comfortable families.

Try telling that to someone living in an overcrowded flat in a deprived area ...

notwavingbutdrowning1 · 10/07/2023 20:54

Gosh I lived with my grandparents and packed myself off to uni and got a bar job! This is like a different world!

Agreed. It feels like uni is being treated as a finishing school.

Mariposa26 · 10/07/2023 20:52

Gosh I lived with my grandparents and packed myself off to uni and got a bar job! This is like a different world!

WarriorWalrus · 10/07/2023 20:51

commonground · 10/07/2023 20:38

It is perfectly possible to become a pro in doubles without going to Roehampton! Plenty of recent uni tennis alumni on the doubles circuit. Lots of jobs in tennis too, without being a pro player - it's a great sport to invest in (especially for girls) and a great community.

I think people believe I'm overhyping DDs talent in tennis, because she isn't already pursuing it professionally.

Very much done with this post though, got the answers I needed and learnt this a lot of prejudice against young adults from comfortable families.

OP posts:
HitsAndMrs · 10/07/2023 20:39

Honestly, this is embarrassing to read.

I completely agree with PP that someone who has actually had to get through life, as well as a degree, is more deserving of a job than someone who has been given everything on a plate.

I have a degree in Journalism and English, I did so whilst working 4 evenings a week.

Your Daughter is very privileged but you're enabling her lifestyle - of course she can work (and I'm not talking a few weeks in a cafe!)

I feel like this is very 'Made in Chelsea' and not in the real world.

commonground · 10/07/2023 20:38

It is perfectly possible to become a pro in doubles without going to Roehampton! Plenty of recent uni tennis alumni on the doubles circuit. Lots of jobs in tennis too, without being a pro player - it's a great sport to invest in (especially for girls) and a great community.

AllyCart · 10/07/2023 20:22

Perhaps you could start with giving her your entire income each month and then she could decide what small portion you're allowed to keep.

Swipe left for the next trending thread