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Housing association home

59 replies

Axalot · 03/06/2023 09:24

I live in a key worker home. It’s a two bed flat. It’s £500 a month. To live in one of these homes
there are some set rules.
You have to be a British citizen
Earn between 21,000-45,000 a year before tax
Have no more than 3 people living there

My Husband came to the U.K. on a spousal visa using my parents address as his address for the application. But chose to live with a friend in a one bed flat as it did not work out is living with my parents. Just not enough space.

I moved with my Son into the two bed apartment with key worker accommodation. We simply couldn’t afford private rental and still can’t so the only option was this. My Husband stays over a lot anyway (but we follow the rules of less than 4 nights a week).

We have since found out that he was entitled to live with me. He just wasn’t allowed on the tenancy agreement. So we were given incorrect information. He wasnt working at the time so there would have been no issues had we not been given incorrect information. We immediately contacted the housing association to ask if he could move in with me.
They said that’s fine as long as his income and mine combined is less than £45,000 a year. Otherwise he can’t move in.
No issue as he doesn’t work at the moment. Doesn’t matter if there’s a job offer. They assess on circumstances right now.

But we have one issue. He has only been in the country one month so has to wait two months before he can submit his bank statements.
He has been offered a job with the NHS and this starts on 22nd June with first payment around 22nd July. Maybe he could delay the start date?
It is only minimum wage as he is an oversees doctor not qualified to work in the U.K. and just wanted to support his family and get known to the hospital for when he does qualify in a couple years following the international exams.
I earn £26,000 a year so with his income and mine would be over the threshold but we aren’t as I will be going on maternity leave in August and will go down to SMP so overall we meet the income threshold.
issue is if we tell the housing association we actually do meet the income threshold we would need to tell them I’m pregnant and then they still won’t let my Husband in as we will be over the number of people allowed in the property (if you’re approved and then have a baby they won’t chuck you out). According to tenancy agreement they only need to be told once a baby is born.

The 45,000 a year income threshold no longer meets its purpose as that’s just minimum wage for two people. Not enough to rent privately in our area. You’d not even be approved. What this has led to is a huge number of people on the estate just not declaring their partner living with them but we wouldn’t lie like this.

It’s a two bed flat so it’s odd there’s a three person limit. It’s more than suitable for two children and two adults.

Has anyone got any advice?

what should we do?

With me going on maternity leave we cannot afford to leave this property. I also won’t be returning following maternity leave. So we will be earning just minimum wage.
should we just not move him in?
It just makes me sad that he won’t be living with us.
And before anyone judges us for getting pregnant in this situation. I got pregnant when we were living with parents (on honeymoon technically but that was our address). And we didn’t expect to not be able to stay living with my parents until it just stopped working and I had to move out.

OP posts:
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Sapphire387 · 13/07/2023 08:16

I know this is an older thread but god, the inhumanity. The system is BROKEN. Stop trying to point fingers at people who are trying to find or keep housing in an inherently unaffordable 'market'. Start looking at why we have very little social housing, 'affordable' housing that is unaffordable anyway, and in this instance, someone worried about not being allowed to live together with their husband and kids. Meanwhile, I live in London where billionaires are allowed to buy up properties as investments and leave them empty. I'm not sure why everyone is so accepting of this situation when government policy could do much to remedy it.

NuttyMummies · 13/07/2023 07:50

Well she will be found out! The system always wins!
& she’ll probably lose the flat also as she will have inform the HS of any changes!
they will want all information again once the baby is born.

loislovesstewie · 03/06/2023 11:13

Having worked as a housing officer for a local authority I can say that the rule about the number of people allowed in each property is often an attempt to not overwhelm the area and local services. So it's a matter of the population density of a specific area. Allowing an area to have a huge influx causes issues in that respect, so your flat with 4 rather than 3 and all of the other properties with similar excess might make a huge difference. And also some bedrooms are only suitable for one person, in the rules of the housing department. You might feel it's OK for 2, but they might disagree.
And you do need to be honest with them about your circumstances, it looks worse if you aren't.

BungleandGeorge · 03/06/2023 11:03

MotorOilHeiress · 03/06/2023 10:45

Will u be returning to key worker status after maternity? As nhs maternity pay usually is enhanced and u have to return for a minimum period or pay back. And I'm wondering if they class the total income from april/April so you will fall below that I assume if on maternity?

There’s a minimum term of employment to get enhanced leave. Something like a year by the 25th week of pregnancy

BungleandGeorge · 03/06/2023 10:59

Axalot · 03/06/2023 10:29

I’m not claiming universal credit.
Once baby is born I would inform the housing association. They accept more people in the property in the circumstance of having children as a couple. Most people here are four person families.

If they allow 4 why did you bring it up as an issue?

Blackbyrd · 03/06/2023 10:56

This is the trouble with social housing, too many people with no scruples whatsoever happily gaming the system. And also pretending to be single parents as far as the welfare state is concerned, especially as UC dumb Decision Makers now seemingly accept that people are "separated" but still living under the same roof. Tenancies need to be reviewed on a regular basis, and time limited, along with every single existing social housing tenancy audited. It is grossly unfair that we have so many people struggling in the private rental sector when pisstakers are sitting pretty

Hannahsbananas · 03/06/2023 10:45

Axalot · 03/06/2023 10:42

Thanks everyone for the comments.
We have decided to simply push back his start date for the NHS which will mean we have no issue with the joint income limit.
This is a very simple solution.
Therefore no need for advice.
I will be leaving the thread now.

Shame on you, op.

MotorOilHeiress · 03/06/2023 10:45

Will u be returning to key worker status after maternity? As nhs maternity pay usually is enhanced and u have to return for a minimum period or pay back. And I'm wondering if they class the total income from april/April so you will fall below that I assume if on maternity?

SunnySaturdayMorning · 03/06/2023 10:44

So you’d rather commit fraud than live with your parents?

It doesn’t matter if it’s common in your culture. You got pregnant in an unstable situation straight away with a new partner. You did not think of your child(ren)’s best interests.

Axalot · 03/06/2023 10:42

Thanks everyone for the comments.
We have decided to simply push back his start date for the NHS which will mean we have no issue with the joint income limit.
This is a very simple solution.
Therefore no need for advice.
I will be leaving the thread now.

OP posts:
nothingcomestonothing · 03/06/2023 10:40

Axalot · 03/06/2023 10:30

Don’t want to live with parents. Not unless there’s really no other option.

And you're blocking the key worker accommodation from someone who may not have that option of living with parents, because you don't want to. While adding another child to your family and intending not to work after mat leave. You are gaming the system, it might not be against the rules but it's still morally wrong in my opinion.

Oliotya · 03/06/2023 10:35

Axalot · 03/06/2023 10:25

We’ve discussed this issue already with the home office. They are understanding.
they even explained some families are in temporary accommodation and the non British citizen spouse staying with friends due to not being able to access temporary accommodation.
They’ve been very understanding since I moved out my parents and we have everything in writing.

The home office do occasionally make exceptions for extreme circumstances (eg. sick relative, house fire, temporary work conflicts) but not wanting to pay market rent doesn't count. You will need to show 2 years evidence living together as a family.

Hannahsbananas · 03/06/2023 10:32

sashh · 03/06/2023 10:24

I was meaning living separately to her husband.

So she moves in with him somewhere else 🤷🏻‍♀️
Apparently there’s room at her parents for all of them, not just him…

Axalot · 03/06/2023 10:30

BungleandGeorge · 03/06/2023 10:25

I think some of what you’re suggesting doing might actually be classed as fraud, I think you need to be really careful. You can’t claim UC alone and have a partner regularly staying with you. I’m not sure you can live apart with your spousal visa. You’re in breach of your tenancy agreement if you have more than 3 people in the apartment.
why not just move back with your parents as planned and save up for a place of your own?

Don’t want to live with parents. Not unless there’s really no other option.

OP posts:
Axalot · 03/06/2023 10:29

BungleandGeorge · 03/06/2023 10:25

I think some of what you’re suggesting doing might actually be classed as fraud, I think you need to be really careful. You can’t claim UC alone and have a partner regularly staying with you. I’m not sure you can live apart with your spousal visa. You’re in breach of your tenancy agreement if you have more than 3 people in the apartment.
why not just move back with your parents as planned and save up for a place of your own?

I’m not claiming universal credit.
Once baby is born I would inform the housing association. They accept more people in the property in the circumstance of having children as a couple. Most people here are four person families.

OP posts:
Axalot · 03/06/2023 10:26

AlyssumandHelianthus · 03/06/2023 10:20

This^
Also I hate the way people on here judge women for getting pregnant in any circumstances which aren't 100% perfect. Congratulations on your pregnancy and good luck to you and your partner. God knows we need more qualified medics in this country!

Thank you 😊

OP posts:
BungleandGeorge · 03/06/2023 10:25

I think some of what you’re suggesting doing might actually be classed as fraud, I think you need to be really careful. You can’t claim UC alone and have a partner regularly staying with you. I’m not sure you can live apart with your spousal visa. You’re in breach of your tenancy agreement if you have more than 3 people in the apartment.
why not just move back with your parents as planned and save up for a place of your own?

Axalot · 03/06/2023 10:25

MeMyCatsAndMyBooks · 03/06/2023 10:23

They'd want to look back in time, not just at the end of his visa. Confused
Also clearly you don't need the house that much if you can just move back to your parents, so do that and save up for a rental? Problem solved.

We’ve discussed this issue already with the home office. They are understanding.
they even explained some families are in temporary accommodation and the non British citizen spouse staying with friends due to not being able to access temporary accommodation.
They’ve been very understanding since I moved out my parents and we have everything in writing.

OP posts:
sashh · 03/06/2023 10:24

Hannahsbananas · 03/06/2023 10:06

Op doesn’t get to break the very clear rules on key worker accommodation because they breach her “human rights” ffs 🙄

I was meaning living separately to her husband.

Axalot · 03/06/2023 10:24

Hannahsbananas · 03/06/2023 10:11

Husband counts as a key worker too even though he’s studying
Of course he doesn’t! You’ve said earlier he’s not actually working…
Wtf?

He does. 😊
He is on an approved training course for the NHS. It’s I paid but counts for key worker accommodation.

OP posts:
MeMyCatsAndMyBooks · 03/06/2023 10:23

They'd want to look back in time, not just at the end of his visa. Confused
Also clearly you don't need the house that much if you can just move back to your parents, so do that and save up for a rental? Problem solved.

Axalot · 03/06/2023 10:21

Zanatdy · 03/06/2023 10:16

Exactly. How will you prove joint residency if not living together with joint bills. You will be asked to prove this

Yes we know this. He still has over two years on this visa but when the time came we’ve move back into parents house if needed.

OP posts:
MeMyCatsAndMyBooks · 03/06/2023 10:20

Oliotya · 03/06/2023 10:11

OP, he needs to be living with you if he's on a spouse visa. You will have problems with his FLR application if he's not.

Exactly this. Messed up trying to play the system now messed up his visa. They could end up deporting him as they won't deem it a "real" marriage.

AlyssumandHelianthus · 03/06/2023 10:20

cantcopenow · 03/06/2023 09:40

I’m going to get slaughtered for this but based on what you’ve said I would do whatever you need to to make it work. You would be complying with the spirit of the rule, though not the letter.

When I started reading I thought your problem was that your DH isn’t a British citizen, and I was going to say of course he’s still allowed to live there with you! Otherwise no British key workers with foreign partners could live in that accommodation, which is ridiculous and clearly discriminatory.

There is a housing crisis and you are a victim of it, not part of the problem. Just my two cents. Unless you’re withholding information of course!

This^
Also I hate the way people on here judge women for getting pregnant in any circumstances which aren't 100% perfect. Congratulations on your pregnancy and good luck to you and your partner. God knows we need more qualified medics in this country!

Zanatdy · 03/06/2023 10:16

Oliotya · 03/06/2023 10:11

OP, he needs to be living with you if he's on a spouse visa. You will have problems with his FLR application if he's not.

Exactly. How will you prove joint residency if not living together with joint bills. You will be asked to prove this

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