wantto - liking the new name, you go girl!
Keeping everything crossed for you re DP - do you have a good friend or anyone else who can step in and offer you a bed for the night in case he feels unable to? It would be such a shame if you can't make an appointment that would be so good for you in the event of him not yet being in a place where he can be compassionate. I hope he is, though.
Sometimes I find fixing on creating plans and back-up plans is a welcome distraction from problems - so you've got a gp plan and a referral to a counsellor plan, so creating a good back-up might be good for you.
If you don't think you need a backup (and you might not, you know your DP better than I do), then why don't you list 2 or 3 things out that you could do with a plan for:
eg.
a plan to tackle debt
a plan to tackle PND
And then under each plan, map maximum 5 actions you're going to take to help get you there - they don't have to be all the way to the goal, progress on the road will be fine. Don't do more than 5 - because it makes the task overwhelming, and if you can only tackle one or two goals at a time, that's just fine.
So, for plan to tackle debt,
Step 1 - could be find out about debt management resources online
Step 2 - could be create a list of all your current debt
Step 3 - make an appointment with CAB
etc etc
And if you don't feel like doing any of this and just want to sleep, that's just fine too.
Told you we were completely without judgy-pants on this thread 