Friend won’t set up PayPal

[dessertorchide]

Friend bought some tickets for my family as well as hers. Need to pay her back £200. Asked her PayPal but she doesn’t have an account. Have told her it’s very easy to set up but she doesn’t want to and has given bank details. Only problem is I don’t have the money in current account and want to use PayPal because it links to my credit card. She doesn’t want to wait until end of the month when I will have the cash. Don’t know what to do.

Hmmm does anyone in your family have a PayPal account then u can pay from your PayPal into theirs, then they withdraw to their bank and transfer back to you and then u transfer to your friend?

Add a different card to your PayPal!

OP said ‘don’t know what to do’

YANBU to have asked her about PayPal in the first place.

She absolutely does not need to get it.

She’s told you how she wants to be paid (bank account)

It is irrelevant who here has or has not got PayPal.

YWBVVU to try and persuade her to use PayPal anymore.

You owe your friend £200. You need to get the money to her ASAP even if that means you incur a cost. She could be incurring costs or restricted while she waits for this money.

In future don’t ask people to buy things for you if you don’t have the money free to pay them back.

Do you have a trustworthy mutual friend who you can send the money to via PayPal?
The friend can then withdraw it to their bank account and ping it over to the other friend

I don’t use PayPal either , there is automatic transfers , revolut etc so I never use PayPal anymore and closed my account . You will need to withdraw some money from your credit card at your customer and pay . Sorry but you can’t expect others to just open PayPal or it whe services to your convenience

Occupational hazard!

Agree

Same here. Everyone I know would just get the pay in details and balance transfer.

PayPal offers a credit facility inbuilt into its services. If you look at the PayPal terms and conditions it specifies that a hard search of credit files is made on application to open an account.

PayPal haemorrhaged customers last year after announcing a policy to fine customers for their political views... or "sharing misinformation" as they labelled it.

They backtracked but I don't know anyone who still has an account there.

Won’t make any difference. The friend still won’t be able to receive money sent unless she has a PayPal account.

EBay have parted ways with PayPal recently and have introduced their own payment system.

Perhaps you should have offered to buy the tickets on your credit card and then she could have paid you back.

I wouldn't assume she had Paypal and as a PP said you should be using your credit card rather than paypal in order to get the credit card protection.

You let your friend buy something for you and you should have the means to pay. She might not be able to wait until the end of the month.

Do you have any savings you can access or even cash at home?

No. You owe money to your friend. Get cash or do a bank transfer

why should she go out of her way to open sn account with another platform she doesn’t need?

Yes. UK population, 67 million. UK PayPal accounts, 20 million.

Most.

*Yes. UK population, 67 million. UK PayPal accounts, 20 million.

Most.*

That figure includes under 18s who wouldn't qualify for a PayPal account anyway.

I'm quite surprised there's 20 million accounts tbh.

It's not 20 million UK citizens each with their own PayPal account.

The site gets used a lot in micro money laundering and for activities ranging from catfishing / romance scams to people trafficking.

Stop spending money you don't have on shit you don't need.

The title is literally "AIBU - friend won't set up Paypal"

But still, I, and many, many others have actually made practical suggestions.

First I've heard of it - I'm not doubting you, but I have made several purchases via eBay recently and saw no sign of a new payment system. Just used Paypal as usual, so if they have parted ways it must be very, very, recently.

Just take out the cash! I had PayPal for ages before I got Revolut and I got fed up of people saying ‘just get it’. No! I can transfer money online via PayPal or bank acc!!

Put the money into her bank account or send her a cheque or hand her cash.
Paypal is not what I would ever join.

Can you hand her cash when you next see her?

Have you got a relative or friend that you could PayPal and they could pay her for you?

I use my CC to pay for things including giving money via F and F. I contacted my CC company about possible fees I would get charged as I get warnings from PayPal similar to the walls in Labyrinth. They don't charge me any. Still getting the warnings from PayPal that I'll be charged hideous sums for using a CC by my CC Company. I think it must cost PayPal so they want you to use a Debit Card. This is why cheques used to be so useful!