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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Is there anyone who WON’T be receiving an inheritance?

361 replies

PinkMoscatoLover · 16/10/2023 20:25

I’m not sure if it’s just me but sometimes I read posts and feel so out of touch! It seems like everyone and their dog on MN will receive an inheritance when a family member passes away.

Not one person in my family has a mortgage or owns their home outright. Those of pension age don’t have any pension savings saved up and rely on state pension (not too sure if that’s the correct wording as I’m not 100% on how it all works.) No one has any savings that they’ll pass on to their children/grandchildren/nieces & nephews etc.

I actually saw a comment on a thread that said, ‘can you ask your parents for an early payment that can just be taken out of your inheritance?’ Not everyone gets inheritance! Surely I can’t be the only one?

Just to add, this isn’t a post to say ‘oh boohoo look at me, I won’t receive anything when a family member passes away.’ It’s more a post to see if there’s other people on MN that have a similar family set up to mine!

OP posts:
Dispairrepair · 16/10/2023 21:01

@1984Winston I've heard so many of these stories. I'd be devastated if our current assets don't end up with your girls because dh remarries etc

DisquietintheRanks · 16/10/2023 21:02

Well my dad had savings, private pension and half a house and it all went on paying for his care (he had dementia). I don't begrudge it - heaven knows what his or our lives would have been like of we hadn't been able to afford good care for him (1.5k pw towards the end).

Shewhobecamethesun · 16/10/2023 21:04

My Nan had near on 500k in assets which my dmum, aunt & uncle would have inherited. However, 6 years in a care home and they will be left with nothing.
Yes my parents own, and dsis and I could inherit, but I would never rely on it.

crew2022 · 16/10/2023 21:04

@Plankingplanks
"I will inherit a lifetime of memories provided by my parents, and possibly every drawing/school work I did from the moment I went to school to leaving home"
I love this. Well said

LapsedRunnerC25k · 16/10/2023 21:04

My mum has nothing, in fact we support her financially. There is no inheritance. It’s fine, we don’t need it.

needtonamechangeagain · 16/10/2023 21:05

I have to support my mum after my dad died, they had nothing and now she is even worse off.

My husband will inherit but not much about 30k maybe? But it's not something we ever expected to have.

RethinkingLife · 16/10/2023 21:07

Me.

Parents died early and left nothing but debts.

Other relatives have died and left to their immediate family. All of our single relatives who died left their worldly goods etc. to the Golden Child amongst my siblings (only surviving male child).

Unexpectedlysinglemum · 16/10/2023 21:08

Finteq · 16/10/2023 20:27

Yeah

It all went to my brother- not bitter me

You might be able
To pursue that legally there are laws about disinheriting children

Superfrog3 · 16/10/2023 21:08

Me ... my parents both own houses but realistically downsize/ sell up to pay for retirement ect when they reach that age . I very much doubt a penny from either and I'm happy with that. I can't think of anybody in my family who had an inheritance and my partners family is the same. We also had no help for our house deposit ect ( this is one I see a lot on mnet), some people are just more fortunate than others.

Lizzim18 · 16/10/2023 21:08

No inheritance here.

I’ve sadly had to fund part of 2 funeral costs this year for close relatives.

I did receive some low value jewellery which after keeping some sentimental items went towards the funeral costs.

Werewolfnotswearwolf · 16/10/2023 21:09

Same here!! Even if they had, I’m one of seven siblings so it would probably be a fiver each 😄

XenoBitch · 16/10/2023 21:09

Me. They live in a council house, so no property to leave (except the stress of clearing a lifetime of stuff in 2 weeks).
As long as their funeral is sorted, then I am ok with that.

Caerulea · 16/10/2023 21:09

Me :) and I'm not remotely bothered. We all have a nice life & money has never been a thing we've had much of (my side of the family, DH is different) but we've generally been happy & my parents are incredibly supportive & loving of all their grandkids. This is vs DH family who do have money & live miles away & although they've been financially supportive that's pretty much where it ends. When they visit it's snipey & stressful

When my grandparents died I got some things from their house which mean the world to me, no monetary value at all.

thisisasurvivor · 16/10/2023 21:10

I grew up with nothing

Have two girls now after fleeing abuse my goal is to get two houses to pass on to them

I have achieved this
Very lucky I know

I want them to never have to rely on a man

This has been a goal for a long long time now
I don't plan to retire

FortyFacedFuckers · 16/10/2023 21:11

I won't, my parents don't even have money to pay for their funerals never mind leaving an inheritance

whynotwhatknot · 16/10/2023 21:11

i wont be getting anything-goes all to his new wife-got none of my dms things he gave them all to her and we got nothing

thisisasurvivor · 16/10/2023 21:11

Poontangle · 16/10/2023 20:33

Me! Everything I have - including my pension pot and my mortgage free house - I've earned myself. Pretty proud of myself, tbh. My contemporaries who had richer parents have been lazier and less successful.

🙌🙌🙌🙌🙌🙌🙌🙌

Jellykat · 16/10/2023 21:13

Me, when my dad died we rented and he was in debt, so that was that.. my mum has managed to buy a house over the years, but shes leaving it to my brother and her partner. I've no other family.

TBH i am jealous of people i know around here, who have second houses and bulging bank accounts through inheritance, they know they wont have to worry later.. but then i remember my great grandfather died in a workhouse in the East end, and think, it could be worse!!

bethankfulforwhatyouhave · 16/10/2023 21:14

Hi

I would have done so, with my dd retiring and getting a lump sum pension that he was putting I to a house, the house would have been split between my db and me. My dd has just purchased a hpuse for my dB with said lump sum in his name so no inheritance. I don't care about the cash, I accepted a while ago that it would never be in my favour, my brother has always been favourite, it's just frustrating that me and my daughter are an after thought. It's ok though, my dd has bought us tickets to alton towers this week to make up for it!

Rocknrollstar · 16/10/2023 21:17

We got nothing from anyone. Started with nothing and what we have has been paid for with our own earnings. I wish we could do more for our own children but we can’t.

Strawberry0909 · 16/10/2023 21:17

My DH won't as his parents both rent/social housing and no other family.

I could but who knows how much care parents/grandparents could need, just glad they should have the means to fund some of it if necessary. I'm certainly not banking on receiving any for my future plans

RedRosie · 16/10/2023 21:18

Me. My elderly parents are very poor. We help them out (when they'll let us - very proud), and they live in social housing so there won't be anything but memories ... My DH inherited nothing either.

This is all fine though, as I never had any expectations.

InterFactual · 16/10/2023 21:18

Care costs can really drain the value of an estate. My friend was forced out of the house she shared with her father because social services wanted to sell it to use his half to pay for a care home. Nobody will ever be sure they are definitely going to inherit what their parents own, it all depends on illness and care needs. It does feel unfair that people can pay taxes all their life and then still get hung out to dry by the state when they're unfortunate enough to develop dementia etc. Yes yes, I know people will say that taxes aren't enough to pay for it but that doesn't make it feel any fairer.

Rousblouse · 16/10/2023 21:18

I won’t be. I’m NC with my parents due to their behaviour around CSA I experienced as a young child.

DH is NC with his extremely abusive father who stole every penny off MIL before he left her in a very vulnerable situation so nothing there either.

Don’t want a penny. Don’t need a penny. I wish that it were possible that the relationships could have been better and the harm these people did could have been undone. That would be worth much more than any money.

Tohaveandtohold · 16/10/2023 21:19

Me and dh won’t. At the moment, we even have to send money to cover daily living costs for my mum as she lives in a third world country and her earnings is not enough to feed her for a week and dh also gives his parents a monthly allowance. Me and my brother will definitely be paying for my mum’s funeral as there’re no insurances to cover this back at home. At least I won’t have to send money home anymore so that’s a plus.